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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Trusted travel companion

5
Have had 2 current accounts for over 5 years, which I use when travelling as they have the best travel rates. Never had a problem, easy to use and transfer money etc. Also shoutout to their marketing team who never fail to make me chuckle on social media. Reviewed on: 25th February 2026
Hannah's avatar
Hannah

Monzo Current account

5
Using Monzo current account has vastly improved my ability to feel in control ofmmy finances. Compared with previous current accounts I have held with other banks, the options available as well as very user friendly interface have allowed me to feel more in control of my finances than ever before. Keeping a track of what I am spending my money on in addition to extra benefits such as the chance to double your salary each month means there are many incentives to bank with Monzo. Reviewed on: 25th February 2026
Thomas Moore's avatar
Thomas Moore

Monzo Perks 5***

5
Using Monzo Perks has genuinely transformed the way I manage my money. Being able to see all my accounts in one place is a total game changer as previously I'd ignore accounts I didn't want to think about! It's such a simple and clear app which is designed to be enjoyable to use. Love it. Reviewed on: 25th February 2026
Georgia Guthrie's avatar
Georgia Guthrie

Monzo has changed the way I think about money.

5
Monzo has changed the way I think about money. It's so easy to be organised and stay in top of bills and save for the more fun things in life Reviewed on: 25th February 2026
Emily's avatar
Emily

Been banking for a while with numerous banks but ti...

1
Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence in many ways Reviewed on: 25th February 2026
Ex Monzo's avatar
Ex Monzo

It’s the savings they offer and how easy it is to us...

5
It’s the savings they offer and how easy it is to use the banking app. I know my Christmas savings will be sorted with Monzo as they are helping people save little by little . Reviewed on: 24th February 2026
Vanessa J's avatar
Vanessa J

Banking made easy

5
Since getting Monzo my banking has been made so easy, I understand investing and have a better grasp on my finances. Friends keep telling me I should work for Monzo because I keep banging on about it…can’t fault it. Reviewed on: 24th February 2026
Nadde's avatar
Nadde

Banking made simple

5
I’ve been using Monzo for years and really love how they’ve made banking simpler and easier. The trends section is really useful to dive deeper into my spending categories Reviewed on: 24th February 2026
Ed's avatar
Ed

Great bank and saving opportunities.

5
Great bank and saving opportunities.cash back incentives to Reviewed on: 24th February 2026
Sabrina k's avatar
Sabrina k

Monzo is an excellent experience for anyone, especia...

5
Monzo is an excellent experience for anyone, especially with people who are interested in travelling or living abroad. I would recommend Monzo to anyone who is looking to save money for plans in travel or just saving for the future. Reviewed on: 24th February 2026
Lorelei's avatar
Lorelei

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