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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Loved Monzo, started using got use on holidays and v...

Loved Monzo, started using got use on holidays and very quickly moved to all my baking needs Reviewed on: 23rd February 2026

The monzo perks are very affordable it gives a great...

The monzo perks are very affordable it gives a great value for my money from the cinema tickets to railcards to greggs treats every penny will be worth it by the end of the day Reviewed on: 23rd February 2026

Extremely good for budgeting.

Extremely good for budgeting. The Max perks are phenomenal. Reviewed on: 23rd February 2026

Never had a bad experience with Monzo.

Never had a bad experience with Monzo. App is easy to use and user friendly. The current account meets all my needs and then some. Reviewed on: 23rd February 2026

Fast and reliable banking service

Fast and reliable banking service Reviewed on: 23rd February 2026

Excellent, easy and user friendly mobile banking app.

Excellent, easy and user friendly mobile banking app. The best there is. Reviewed on: 23rd February 2026

Better than most

Love the fact that they are based online and don’t hassle you Reviewed on: 23rd February 2026

First class app thats easy touse and great savings

First class app thats easy touse Reviewed on: 23rd February 2026

Nothing is too much for customer service

Nothing is too much for customer service, all issues are resolved quickly! Great bank and cute cards! Reviewed on: 23rd February 2026

Excellent money keeping tools that have helped me re...

Excellent money keeping tools that have helped me rebuild financial stability after clearing my prior debt. Reviewed on: 23rd February 2026

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