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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Using it is really easy and the perks are good

5
Using it is really easy and the perks are good Reviewed on: 24th February 2026
Jack G's avatar
Jack G

New user here.

5
New user here. Easy to set up and use. I'm travelling soon and looking forward to putting it through its paces. Reviewed on: 24th February 2026
Kay L's avatar
Kay L

The app is very easy to use.

5
The app is very easy to use. You get lots of good benefits with Monzo. You can use your card abroad with no extra fees. I would highly recommend Monzo to all my family and friends. The interest rates are very good. Reviewed on: 24th February 2026
Angela 's avatar
Angela

Love the offers when on cash back, also very good wh...

5
Love the offers when on cash back, also very good when going abroad. Last of all very easy to transfer money for purchases and family. Reviewed on: 24th February 2026
Sean paul Redrup's avatar
Sean paul Redrup

I use Monzo for everything - made the decision to go...

5
I use Monzo for everything - made the decision to go full Monzo six years ago and have never looked back Reviewed on: 24th February 2026
Kathy G's avatar
Kathy G

MONZO 5 star

5
Great account for holidays, excellent app Reviewed on: 24th February 2026
Mr N's avatar
Mr N

A well designed app

5
Monzo has a well designed app with very useful features. It has amazing perks. Reviewed on: 24th February 2026
Keleto K's avatar
Keleto K

I’ve been using Monzo for a while now and it’s easil...

5
I’ve been using Monzo for a while now and it’s easily the best banking app I’ve used. Reviewed on: 24th February 2026
Thilani Gunawardena's avatar
Thilani Gunawardena

Amazing company so quick to protect Ur account stop...

5
Amazing company so quick to protect Ur account stop transition going out new card sent quickly and live all the security functions Reviewed on: 24th February 2026
Elizabeth burns 's avatar
Elizabeth burns

Excellent service

5
Having a Monzo account is easy to use. Informative and has helped me save. I can use my account abroad without charges. It’s easy to send and receive money and goes in and out of my account within seconds. I love Monzo and have recommended to family and friends x Reviewed on: 23rd February 2026
Tonina Healey's avatar
Tonina Healey

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