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Monzo: Current account reviews

4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Excellent Customer Care Services

5
Monzo bank has an excellent customer care services that addresses every bit of the customer's concerns without leaving any stone unturned. Reviewed on: 23rd February 2026

Love the no hassle service from Monzo, everything in...

5
Love the no hassle service from Monzo, everything in one place and excellent for managing your money. Reviewed on: 23rd February 2026

Excellent service, easy to use and see purchases and...

5
Excellent service, easy to use and see purchases and balances Reviewed on: 23rd February 2026

A great bank

5
Been with Monzo since their early days even before the name Monzo. Great bank, great features and highly recommend Reviewed on: 23rd February 2026

Just a great bank.

5
Just a great bank. Everything is clear and simple and easy to use. Reviewed on: 23rd February 2026

Loads of great features in a customer focused bank

5
A great interface, security features that genuinely make me feel like my money is safe (better than other banks I’ve used), very easy to interact with services, and great additional products such as the mortgage tracking function. Reviewed on: 23rd February 2026

Consistently excellent service

5
Consistently excellent service with an app that blows all other bank apps away. Reviewed on: 23rd February 2026

Really user friendly app, engaging and clear

5
Really user friendly app, engaging and clear Reviewed on: 23rd February 2026

Perfect.

5
Perfect. Great App and customer services. Reviewed on: 23rd February 2026

Its an excellent bank with confidence

5
Its an excellent bank with confidence Reviewed on: 23rd February 2026

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