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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Perfect for budgeting

5
Been using Monzo for years. Very good and useful app, bills paid from a separate pot makes budgeting very easy. 100% recommend Reviewed on: 23rd February 2026
Darren M's avatar
Darren M

It makes it really easier to control my money.

5
It makes it really easier to control my money. I am able to transfer my money easily, app is great usable. Reviewed on: 23rd February 2026
Bugra A's avatar
Bugra A

By far the best bank I have used.

5
Been with monzo for a year now and it’s by far the best bank I have been with, they have tight me true value of money and how to invest for the future. Reviewed on: 23rd February 2026
Taylor J's avatar
Taylor J

Monzo is simply the best card.

5
This card has helped me with everything from insurance, holiday rates, early payday, and so much more. Reviewed on: 23rd February 2026
Jenny 's avatar
Jenny

REALLY GOOD PRODUCT & SERVICES

5
Monzo offers a really good range of products and services because everything is designed to be simple, transparent and genuinely helpful for everyday life. The app is clean and easy to use, with instant spending notifications, clear budgeting tools, savings pots and the ability to freeze your card in seconds, giving you full control over your money. Features like subscription tracking, round-ups and fee-free spending abroad make managing finances straightforward, while their in-app customer support is quick and efficient compared to many traditional banks. Overall, Monzo combines smart technology with excellent service to create a modern banking experience that actually works for its customers. Reviewed on: 23rd February 2026
Craig's avatar
Craig

Love monzo

5
Love the card the app so easy to use good interest rates. Good savings plans Reviewed on: 23rd February 2026
Suzanne F's avatar
Suzanne F

monzo is an excilent account for me, their service a...

5
monzo is an excilent account for me, their service are very very good, I'm good fans of them, I'm very happy to having a monzo account .in future it will be my best choose and support for me i think. Reviewed on: 23rd February 2026
Babli B's avatar
Babli B

Best bank I’ve been with

5
Monzo has honestly been the best bank I have ever been with. They give me so much more features and extras for such a small monthly cost Reviewed on: 23rd February 2026
Stephen F's avatar
Stephen F

I have had a brilliant experience from Monzo.

5
I have had a brilliant experience from Monzo. Been a new customer for just under a year and their stylish, yet practical way of providing online banking and service has helped me enormously. Monzo deserves credit for the work they have done in revolutionary banking - my other, traditional banks are not as modern, practical or user led whereas Monzo demonstrates the understand and empathise with the customers and their experiences Reviewed on: 23rd February 2026
Chris C's avatar
Chris C

I've been with monzo since 2022.

5
I've been with monzo since 2022. It's been a great internet banking experience! One of the best banks out there just always updating what they can do. I love the save a penny a day part as well. Don't even notice it going out of my bank and last year I saved £650 this year I'm going for £1000 Reviewed on: 23rd February 2026
Nick Jupe-Fuller's avatar
Nick Jupe-Fuller

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