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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is best bank everything is easy for all sirvec...

Monzo is best bank everything is easy for all sirvece i like monzo Reviewed on: 23rd February 2026

Efficient and convenient

Monzo is the most convenient banking app I've ever used. The additional features in their paid accounts are absolutely invaluable, and make sorting money and bills an absolute breeze. Reviewed on: 23rd February 2026

Monza is the one

Quick notifications no delays. App is easy to navigate Reviewed on: 23rd February 2026

Great app and easy to use.

Great app and easy to use. Lots of information and valuable data. Reviewed on: 23rd February 2026

Amazing Experience With Monzo!

Switched to Monzo last year, best bank by a MILE. Customer support is 10/10 with any issues, chargebacks or random payments, The Perks plan is BRILLIANT as a student being able to pay £7 a month for an annual railcard, a weekly greggs and a free monthly trip to the cinema with a discount on the food!. A lot of banking apps make it difficult to find savings, credit ratings etc etc but the layout of Monzo is great! (+ you can edit the layout to your liking!!) I’ve reccomended Monzo to basically everyone atp! Reviewed on: 23rd February 2026

Monzo has made consciously banking very easy.

Monzo has made consciously banking very easy. I’ve been able to create pots, increase my investing and monitor my spending. Reviewed on: 23rd February 2026

Amazing banking experience, very easy to use interfa...

Amazing banking experience, very easy to use interface and Monzo max provides great value for money along with a different customer experience that many banks don’t tend to offer, overall a great app provided by a great bank Reviewed on: 23rd February 2026

Modern Banking at its best!

I’ve been a Monzo customer for years after switch by banking to them, I cannot fault the service. I love there savings features and Flex options Reviewed on: 23rd February 2026

Excellent

Amazing, would recommend to all friends and family Reviewed on: 23rd February 2026

Easy to use the app, great benefits as I have the ma...

Easy to use the app, great benefits as I have the max plan and also contents insurance for my home which has always been great to deal with. great for the saving challenges too Reviewed on: 23rd February 2026

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