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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Friendliest Bank Service

5
Monzo are very responsive when there is a need to be in contact with them. I have never needed to complain about them. When I have needed to update information Monzo are very friendly and helpful. Reviewed on: 23rd February 2026
Alex Luffrum's avatar
Alex Luffrum

Very Helpful and great value

5
Very Helpful and understanding. Easy to use the app. Great value Reviewed on: 23rd February 2026
Paul Kettle's avatar
Paul Kettle

great easy to use app with lots of features.

5
great easy to use app with lots of features. Reviewed on: 23rd February 2026
Emma Sullivan's avatar
Emma Sullivan

Loved Monzo, started using got use on holidays and v...

5
Loved Monzo, started using got use on holidays and very quickly moved to all my baking needs Reviewed on: 23rd February 2026
Max M's avatar
Max M

The monzo perks are very affordable it gives a great...

5
The monzo perks are very affordable it gives a great value for my money from the cinema tickets to railcards to greggs treats every penny will be worth it by the end of the day Reviewed on: 23rd February 2026
MR I's avatar
MR I

Extremely good for budgeting.

5
Extremely good for budgeting. The Max perks are phenomenal. Reviewed on: 23rd February 2026
Jayden Cross's avatar
Jayden Cross

Never had a bad experience with Monzo.

5
Never had a bad experience with Monzo. App is easy to use and user friendly. The current account meets all my needs and then some. Reviewed on: 23rd February 2026
RW's avatar
RW

Fast and reliable banking service

5
Fast and reliable banking service Reviewed on: 23rd February 2026
Afeez S's avatar
Afeez S

Excellent, easy and user friendly mobile banking app.

5
Excellent, easy and user friendly mobile banking app. The best there is. Reviewed on: 23rd February 2026
Muhammad Fahad's avatar
Muhammad Fahad

Better than most

4
Love the fact that they are based online and don’t hassle you Reviewed on: 23rd February 2026
Ford H's avatar
Ford H

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