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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

I use MONZO for everything.

I use MONZO for everything. Its the best way to pay friends if they also have monzo the one-click on their contact makes it so easy. I get the best rates when using it abroad also. Reviewed on: 18th March 2025

The app is user friendly and easy to navigate.

The app is user friendly and easy to navigate. I wish other companies would learn from Monza on building a banking app Reviewed on: 18th March 2025

Easy to use but not basic.

Easy to use but not basic. Customer services and always responsive. Makes banking a lot easier than a lot of other banks. Love being able to use pots and the great offers accessible when using the bank. Reviewed on: 18th March 2025

Monzo is so simple and easy to use.

Monzo is so simple and easy to use. I love that you get the best exchange rate when travelling abroad and you can use the debit card anywhere! The app makes it easy to keep track of money and see where you've been spending. I have recommended Monzo to all my family and friends and even get bonus £ when you refer someone which is even better! Reviewed on: 18th March 2025

I love the money pots.

I love the money pots. It makes it so easy to budget for the month ahead Reviewed on: 18th March 2025

TLDR: Monzo is good

I use Monzo as a back up account to my main bank account, the flexibility abroad and ease of transfers of funds to friends and family through simple transfers means I often transfer money from my primary account to my Monzo and transfer from there as it is often easier and more convenient Reviewed on: 18th March 2025

Everything has been so easy!

Everything has been so easy! The App is so clear and easy to use and has all the details i want, including helpful walkthrough explaining important things about savings and mortgages Reviewed on: 18th March 2025

Brilliant for travelling and everyday!

Brilliant for travelling and everyday! Reviewed on: 18th March 2025

Monzo: The financial bestie I never knew I needed

Monzo makes budgeting actually doable—instant spending alerts, easy bill splitting, and pots to pretend I’m saving. The app is smooth, the customer service is great, and the ability to round up spare change into savings is a game-changer. Nothing humbles you faster than a Monzo notification seconds after tapping your card, but at least I always know where my money’s going (mostly brunch). Definitely recommend it, even if my bank balance wouldn’t. Reviewed on: 18th March 2025

I switched. You should too

I recently switched to Monzo from one of the main High Street banks as it was offering so much more. The app is fun, easy to use and now family orientated which is great for my family of four. It's helped give me better visibility of my mortgage, credit score, pensions. Everything. Customer service is great (Not excellent) but still streaks ahead of the others. I also get the feeling that Monzo are constantly upgrading and adapting based on customer feedback. Reviewed on: 18th March 2025

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