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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I love Monzo

I moved to Monzo at the end of 2025 from a high street bank after a decade. In that time I’d experienced no end of problems, but my move to Monzo has been effortless. Everything works. The cashback incentives are great. Reviewed on: 23rd February 2026

Monzo has been really easy to deal with and has grea...

Monzo has been really easy to deal with and has great money tracking facilities within the app even with no monthly fee. I think that generally the monthly fees are reasonable but could be a little lower. Reviewed on: 23rd February 2026

Great service and amazing app.

Great service and amazing app. I have the Monzo max and you get a lot of good benefits for a little price. Has saved me a lot of money on other things. Also provides credit score and good interest rates on your savings. Always seems to be adding more stuff as well to help. Reviewed on: 23rd February 2026

Simplicity & easy to use 5***** Monzo

Simplicity & easy to use , being older & of a certain age I needed a bank account that was easy to use and quite visual Monzo have got it right, it’s really Simple and easy to use banking compared to brick banks. Highly Recommended. 5***** Reviewed on: 23rd February 2026

Love monzo great while on holiday u get best rates...

Love monzo great while on holiday u get best rates Reviewed on: 23rd February 2026

I am happy ho have monzo banka and I can say for peo...

I am happy ho have monzo banka and I can say for people enjoy Reviewed on: 23rd February 2026

The best banking app there is

Since being made redundant Monzo has been a massive benefit for me, helping me budget and save. I cannot praise this app enough. Reviewed on: 23rd February 2026

The account has great innotive features.

The account has great innotive features which are easy to use, especially if you are overseas. I recommend this account to friends and family who find it very useful. Reviewed on: 23rd February 2026

Fantastic provider with excellent benefits.

Fantastic provider with excellent benefits. Great value for money with their max program. Fast, easy to use, and highly reliable. Incredible state of the art security systems in place protecting my money, with instant real time notifications and location based controls. Reviewed on: 23rd February 2026

Consistently Excellent

Monzo stand out for their consistently excellent customer service, and ongoing commitment to improvement. From all the banks I have been with, I find them by-far the most accessible, intuitive and rewarding service I have used. Reviewed on: 23rd February 2026

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