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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Monzo has revolutionised the banking industry...

5
Monzo has revolutionised the banking industry for the better! Reviewed on: 18th March 2025

Monzo just makes banking fun.

5
Monzo just makes banking easy. The interface is slick, everything feels seamless, and you actually know what’s going on with your money. Instant notifications, simple budgeting, easy bill-splitting, it’s all just smooth. Reviewed on: 18th March 2025

Love it!

5
I love Monzo and its app. It's flexible enough to sort my money in different pots, manage everything easily through the app and makes everything just more easy. Reviewed on: 18th March 2025

I have been with Monzo for almost 2 years and have n...

5
I have been with Monzo for almost 2 years and have never had a problem with their bank. They have competitive interest rates and their perks plans can be very useful to their users. Reviewed on: 18th March 2025

Monzo is just great for everything!

5
Monzo is just great for everything! They really thought of everything you need and then made it happen Reviewed on: 18th March 2025

I've been a Monzo account holder since around 2017,...

5
I've been a Monzo account holder since around 2017, back when they did golden tickets for cards. Since opening an account, they've always shone above my other banks because of their priority on the customer - whether it's being early on the no-fee when spending abroad train or the rewards/cashback bandwagon, they constantly put their customers first. Monzo is constantly a #1 recommendation for me when friends or family ask. Reviewed on: 18th March 2025

Best banking app I've used

5
App is amazing to use, very responsive and money transfers are instant. Reviewed on: 18th March 2025

For all the family!

5
Have been with Monzo since the beginning, now have a joint account and one for my daughter, always impressed with their product, service and innovation Reviewed on: 18th March 2025

Much recommended

5
I am using Monzo for more than 1 year and also recommended to my friends overall the experience is amazing Reviewed on: 18th March 2025

A simple no fuss smart bank

5
Everything works perfectly, it's a much smarter bank for handling my money and the paid perks are great. They could do with being a bit cheaper though, or offering some kind of discount for regular salaries like some competitors Reviewed on: 18th March 2025

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