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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

your money is securely

5
your money is secure..i love the saving pot and saving challenge Reviewed on: 23rd February 2026

Fantastic account with great benefits!

5
Fantastic account with great benefits! Reviewed on: 23rd February 2026

Changed to Monzo and never looked back.

5
Changed to Monzo and never looked back. This is what banking should be. I’ve never felt more on top of my finances! The tips and tools I now have to save, spread and diversify my money is amazing. Can’t recommend Monzo enough. Reviewed on: 23rd February 2026

Excellent Customer Care Services

5
Monzo bank has an excellent customer care services that addresses every bit of the customer's concerns without leaving any stone unturned. Reviewed on: 23rd February 2026

Love the no hassle service from Monzo, everything in...

5
Love the no hassle service from Monzo, everything in one place and excellent for managing your money. Reviewed on: 23rd February 2026

Excellent service, easy to use and see purchases and...

5
Excellent service, easy to use and see purchases and balances Reviewed on: 23rd February 2026

A great bank

5
Been with Monzo since their early days even before the name Monzo. Great bank, great features and highly recommend Reviewed on: 23rd February 2026

Just a great bank.

5
Just a great bank. Everything is clear and simple and easy to use. Reviewed on: 23rd February 2026

Loads of great features in a customer focused bank

5
A great interface, security features that genuinely make me feel like my money is safe (better than other banks I’ve used), very easy to interact with services, and great additional products such as the mortgage tracking function. Reviewed on: 23rd February 2026

Consistently excellent service

5
Consistently excellent service with an app that blows all other bank apps away. Reviewed on: 23rd February 2026

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