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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Really user friendly app, engaging and clear

5
Really user friendly app, engaging and clear Reviewed on: 23rd February 2026
Kelly Berglund's avatar
Kelly Berglund

Perfect.

5
Perfect. Great App and customer services. Reviewed on: 23rd February 2026
Ben P's avatar
Ben P

Its an excellent bank with confidence

5
Its an excellent bank with confidence Reviewed on: 23rd February 2026
Unyuwovo J's avatar
Unyuwovo J

Monzo is best bank everything is easy for all sirvec...

5
Monzo is best bank everything is easy for all sirvece i like monzo Reviewed on: 23rd February 2026
Abubakari M's avatar
Abubakari M

Efficient and convenient

5
Monzo is the most convenient banking app I've ever used. The additional features in their paid accounts are absolutely invaluable, and make sorting money and bills an absolute breeze. Reviewed on: 23rd February 2026
Tim J's avatar
Tim J

Monza is the one

5
Quick notifications no delays. App is easy to navigate Reviewed on: 23rd February 2026
Deborah 's avatar
Deborah

Great app and easy to use.

5
Great app and easy to use. Lots of information and valuable data. Reviewed on: 23rd February 2026
Paul T's avatar
Paul T

Amazing Experience With Monzo!

5
Switched to Monzo last year, best bank by a MILE. Customer support is 10/10 with any issues, chargebacks or random payments, The Perks plan is BRILLIANT as a student being able to pay £7 a month for an annual railcard, a weekly greggs and a free monthly trip to the cinema with a discount on the food!. A lot of banking apps make it difficult to find savings, credit ratings etc etc but the layout of Monzo is great! (+ you can edit the layout to your liking!!) I’ve reccomended Monzo to basically everyone atp! Reviewed on: 23rd February 2026
kzmcra's avatar
kzmcra

Monzo has made consciously banking very easy.

5
Monzo has made consciously banking very easy. I’ve been able to create pots, increase my investing and monitor my spending. Reviewed on: 23rd February 2026
Bethany f's avatar
Bethany f

Amazing banking experience, very easy to use interfa...

5
Amazing banking experience, very easy to use interface and Monzo max provides great value for money along with a different customer experience that many banks don’t tend to offer, overall a great app provided by a great bank Reviewed on: 23rd February 2026
Cameron 's avatar
Cameron

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