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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Best bank to use while travelling or sending money t...

4
Best bank to use while travelling or sending money to friends & family! Reviewed on: 18th March 2025

Super easy, super insightful way to manage all your...

5
Super easy, super insightful way to manage all your financial services Reviewed on: 18th March 2025

Monzo made my life so much easier !

5
I created an account with Monzo when I moved to UK and the whole process was easy and seamless. In 7 years I have zero complaints about this account, it has always been my main bank. Reviewed on: 18th March 2025

I love the user experience with Monzo

5
I love the user experience with Monzo - the app is so simple and intuitive. It allows me to keep sight of all of my finances in one place. The savings pots are so helpful. Reviewed on: 18th March 2025

Easy to use, great cashback offers.

5
Easy to use, great cashback offers. Reviewed on: 18th March 2025

Monzo’s the Best

5
As an immigrant from the US, Monzo was the easiest bank to go with. I literally walked into other banks to try to set up an account and they were worthless. You try moving to a foreign country, not having a bank account, unable to set up direct deposits to electricity to get a damn proof of address, to get the bank account in the first place. So anyway, Monzo was recommended by other international friends and it was super easy AND they’re obviously the best bank. They have amazing interest rates, tons of perks, great customer service, a fantastic app…I could not be more happy and recommend Monzo to everyone I know. Reviewed on: 18th March 2025

Simple product that has changed how I do my monthly...

5
Simple product that has changed how I do my monthly spending money. Love the simplicity of the App and increasingly the additional features (kids accounts/ investments / soon to be pensions) all very clear compared to traditional accounts. Reviewed on: 18th March 2025

Mozo Customer Service

5
I've never had a need to use the Monzo customer services but their offers and and flexi credit card which were provided have been excellent Reviewed on: 18th March 2025

I love Monzo.

5
I love Monzo. I've slowly moved all my banking across, including my pension, investments, savings and joint account. Reviewed on: 18th March 2025

Can't fault it

5
Very simple bank to utilise, having everything in the app means I can arrange money anytime, anywhere. Also offering really good savings rates compared to others in the market. Having a built in investments platform is amazing, will allow anybody to begin their investment journey with ease. My favourite feature of Monzo and the one I recommend people to use is the £0 fees on international spending, I have used my card around the world with no issues at all. Reviewed on: 18th March 2025

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