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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

It's everything I ever wanted in a bank.

It's everything I ever wanted in a bank. Reviewed on: 23rd February 2026

Monzo provide the best service!

Monzo provide the best service! They make banking easy and enjoyable. I love the fact I can have various pots for my money. I can see my live credit score which is a huge reassurance. Reviewed on: 23rd February 2026

Have a perks account it’s such a steal!

Have a perks account it’s such a steal! Reviewed on: 23rd February 2026

A fantastic account with great benefits...

A fantastic account with great benefits, with or without the premium membership. It's great to have so many feautures, such as savings, investments, and pensions, all in one service. And the customer service team is second to none. Reviewed on: 23rd February 2026

Monzo where have you been all my life

Ease if use , being of a certain age I needed a bank account that was easy to use and quite visual Monzo have got it right Reviewed on: 23rd February 2026

Simple and easy to use banking compared to brick banks

Simple and easy to use banking compared to brick banks Reviewed on: 23rd February 2026

Easy to deal with . . Helpful customer service

Easy to deal with ,............................. Reviewed on: 23rd February 2026

Love Monzo one of the most intuitive and user friend...

Love Monzo one of the most intuitive and user friendly banking services to date Reviewed on: 23rd February 2026

Monzo review

I have Monzo Max and the benefits are really great. Also the app is very user friendly Reviewed on: 23rd February 2026

Great bank

I love the organisation of the app and ability to separate all my money into different pots. Customer service has always been great especially with disputes on transactions. Reviewed on: 23rd February 2026

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