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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Modern Banking at its best!

5
I’ve been a Monzo customer for years after switch by banking to them, I cannot fault the service. I love there savings features and Flex options Reviewed on: 23rd February 2026
Kieran Y's avatar
Kieran Y

Excellent

5
Amazing, would recommend to all friends and family Reviewed on: 23rd February 2026
Daisy's avatar
Daisy

Easy to use the app, great benefits as I have the ma...

5
Easy to use the app, great benefits as I have the max plan and also contents insurance for my home which has always been great to deal with. great for the saving challenges too Reviewed on: 23rd February 2026
Charlotte K's avatar
Charlotte K

It’s great.

5
It’s great. Pay for the Perks Account and it’s amazing value for money. Reviewed on: 23rd February 2026
Jake E's avatar
Jake E

Helpful and reliable.

5
Helpful and reliable. Never had a problem with them Reviewed on: 23rd February 2026
Stephen K's avatar
Stephen K

It’s a amazing app.

5
It’s a amazing app.i like the way it optimised and the interface.i love it and always get cash back its good really Reviewed on: 23rd February 2026
Ovi's avatar
Ovi

Money managed

5
They have helped manage my money better than I ever could with any other bank Reviewed on: 23rd February 2026
Paps's avatar
Paps

Amazing bank account, very easy to use, I have switc...

5
Amazing bank account, very easy to use, I have switched to this Reviewed on: 23rd February 2026
Chelsea H's avatar
Chelsea H

Nothing but easy positive experiences

5
Nothing but easy positive experiences Reviewed on: 23rd February 2026
Adam H's avatar
Adam H

Deserve the award

5
I would be lost without Monzo. I have never had a bank account like it. They are always there when I need them Reviewed on: 23rd February 2026
Carol K's avatar
Carol K

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