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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Great user-app experience, even better LinkedIn posts.

5
Great user-app experience, even better LinkedIn posts. Reviewed on: 18th March 2025

Full Monzo experience

5
As someone who has gone "full Monzo" I couldn't be happier with how it all works for me. From automated savings pots to credit card and mortgage integration, I feel like I have everything I need at my fingertips. Reviewed on: 18th March 2025

Loving Monzito

5
Ive been a member since 2019 and it was around those times that i found about smart banks which monzo obviously comes under. Ive never had a bad experience with them, the chat team are always so polite and make you feel comfortable and accommodated - they even offer support emotionally, mentally and financially. Reviewed on: 18th March 2025

All my friends use Monzo as it's so easy to send mon...

5
All my friends use Monzo as it's so easy to send money to each other. For bills I can easily separate my salary into pots to keep things organised. Reviewed on: 18th March 2025

Amazing app, everything is very easy to view and use

5
Amazing app, everything is very easy to view and use. Love the categorisation Reviewed on: 18th March 2025

Excellent service, the best budgeting tools, and sup...

5
Excellent service, the best budgeting tools, and super easy to use. I always know where I am within the month and it's clear how I'm spending Reviewed on: 18th March 2025

Amazing bank

5
Very user friendly app. Responsive customer service Reviewed on: 18th March 2025

Monzo is the modern solution to banking.

5
Monzo is the modern solution to banking. I've been always satisfied with ALL their products. Reviewed on: 18th March 2025

Great, easy to use app.

5
Great, easy to use app. I use the Monzo Max plan which gives travel insurance, phone insurance, break down cover, and a free Greggs sausage roll each week. Also offer other services like Flex which helps break down big payments into 3 interest free payments. Reviewed on: 18th March 2025

Love, love, love Monzo

5
Monzo has been so incredible to use, moving to the UK from Australia it was an account that was easy to set up, simple to use and so convenient when splitting bills with friends. I've been able to save more than I have in years using their pot account as a savings and rounding up with my purchases. The customer service has been so amazing too, I have had to reach out to them twice (once to report fraud and the other to approve a time sensitive large house deposit payment) and both times they have responded quickly and been so helpful. Their LinkedIn page also gets me through my own day. Reviewed on: 18th March 2025

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