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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo the one for you.

5
Monzo has been an excellent bank for us—reliable, flexible, and genuinely easy to depend on. The app is incredibly user-friendly, intuitive, and packed with helpful features that make managing our finances simple and stress-free. It’s made everyday banking smooth and convenient for our family. Reviewed on: 23rd February 2026
Jerick P's avatar
Jerick P

Amazing bank to be with.

5
Amazing bank to be with. Their savings, insights, money challenges all worth it. Reviewed on: 23rd February 2026
India Needs's avatar
India Needs

Excellence i love using it because it transaction is...

5
Excellent i love using it because it transaction is perfect Reviewed on: 23rd February 2026
Linus Atu 's avatar
Linus Atu

I love Monzo

5
I moved to Monzo at the end of 2025 from a high street bank after a decade. In that time I’d experienced no end of problems, but my move to Monzo has been effortless. Everything works. The cashback incentives are great. Reviewed on: 23rd February 2026
CJ's avatar
CJ

Monzo has been really easy to deal with and has grea...

5
Monzo has been really easy to deal with and has great money tracking facilities within the app even with no monthly fee. I think that generally the monthly fees are reasonable but could be a little lower. Reviewed on: 23rd February 2026
Liljon's avatar
Liljon

Great service and amazing app.

5
Great service and amazing app. I have the Monzo max and you get a lot of good benefits for a little price. Has saved me a lot of money on other things. Also provides credit score and good interest rates on your savings. Always seems to be adding more stuff as well to help. Reviewed on: 23rd February 2026
Tommy M's avatar
Tommy M

Simplicity & easy to use 5***** Monzo

5
Simplicity & easy to use , being older & of a certain age I needed a bank account that was easy to use and quite visual Monzo have got it right, it’s really Simple and easy to use banking compared to brick banks. Highly Recommended. 5***** Reviewed on: 23rd February 2026
JOYBOY's avatar
JOYBOY

Love monzo great while on holiday u get best rates...

5
Love monzo great while on holiday u get best rates Reviewed on: 23rd February 2026
Sheree Kelly's avatar
Sheree Kelly

I am happy ho have monzo banka and I can say for peo...

5
I am happy ho have monzo banka and I can say for people enjoy Reviewed on: 23rd February 2026
Martin Senki's avatar
Martin Senki

The best banking app there is

5
Since being made redundant Monzo has been a massive benefit for me, helping me budget and save. I cannot praise this app enough. Reviewed on: 23rd February 2026
Christian Cosgriff's avatar
Christian Cosgriff

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