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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
99% decrease in 5 star reviews
in the past 90 days
77% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

I love monzo

5
Monzo have been an excellent bank, when my purse was stolen they immediately stopped my card, refunded the fraudulent payments and my new card arrived the next day. Their premium account is such good value for money with things like RAC cover, rail cards and airport lounges Reviewed on: 18th March 2025

Helped with saving for our wedding

5
It has been so easy setting up an account with Monzo and with all the pots you can create it’s made it easy for us to manage bills and save for our wedding this year! Reviewed on: 18th March 2025

Great account, lots of useful functionality

5
Great account, lots of useful functionality Reviewed on: 18th March 2025

great at keep me in budget with partner

5
Had one with my partner joint card its great at keeping us in budget and also now using nearly everything that monzo has to offer... Investment and savings Reviewed on: 18th March 2025

Fraud resolution

5
Had a fraud issue and was resolved very quickly, couldn't have been happier. Reviewed on: 18th March 2025

I moved to the UK 6 years ago and opened a Monzo acc...

5
I moved to the UK 6 years ago and opened a Monzo account within a day of landing. Never looked back. I used Monzo for all my banking and as long as I'm in the UK I always will. I recommend all my friends to use Monzo Reviewed on: 18th March 2025

Stressfree joyful banking

5
Awesome ever since i joined about 8 years ago - brought joy to daily banking experience Reviewed on: 18th March 2025

So easy to set up and use.

5
So easy to set up and use. Interest rates are all reasonable and the way the provider info is really easy for the customer. Love all of the functionality of setting up different pots and helping to manage money. Reviewed on: 18th March 2025

Excellent customer service, easy to manage and love...

5
Excellent customer service, easy to manage and love the pots/ bills option. Also love the child account linked to current account as I can see what he’s spending and it’s easy to send pocket money across. Reviewed on: 18th March 2025

Here's why you should vote for monzo

5
Never had a bad thing happen compared to other banks where I have been scammed Reviewed on: 18th March 2025

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