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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

I have been banking with MONZO for about a year and...

I have been banking with MONZO for about a year and have never known a bank be so positive, helpful and customer focused. They are excellent. Reviewed on: 22nd February 2026

I’ve had an amazing experience with Monzo very happy

I’ve had an amazing experience with Monzo very happy Reviewed on: 21st February 2026

Monzo has been great banking service I have ever used!

Monzo has been great banking service I have ever used! With my current account it’s been great experience and flexibility. Reviewed on: 21st February 2026

I choose Monzo to manage every day spending as the a...

I choose Monzo to manage every day spending as the ability to create pots and categorise are so much better than my HSBC account. I have since started using teh auto-investing features. The cashback/rewards could be better (it's a bit random and usually it's vendors I don't use/buy from) so maybe they could work on this feature a bit more. I'd rather have lower cashback more regularly or for my offers to match what I actually buy Reviewed on: 21st February 2026

Brilliant

Great account with good features and lots of saving incentives Reviewed on: 21st February 2026

Excellent experience, best bank very friendly interf...

Excellent experience, best bank very friendly interface Reviewed on: 21st February 2026

It’s helped me manage my money better

It’s helped me manage my money better Reviewed on: 21st February 2026

Great App .efficient

Great App . Efficient and transparent. Every transaction, you receive a notification which is ideal . Reviewed on: 21st February 2026

Convenient; safe; great cost performance

Convenient in nearly all kinds of ways and even it is cheaper than HBSC and Lloyds Monzo still very good at service and realy care about customers security Reviewed on: 21st February 2026

Very easy to set up and manage my current account.

Very easy to set up and manage my current account. Recent addition of being able to see all other accounts definitely helps me keep an eye on my transactions. Reviewed on: 21st February 2026

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