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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18391 reviews)

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4.93

Based on 18,391 reviews, last reviewed 10th Mar 2026

38267% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use, see what you have to budget and save. Easy to use, see what you have to budget and save. Love the pots they are so useful. Reviewed on: 10th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18391)

The best bank ever!

Their app it’s very interactive which makes it easier to navigate. Their costumer service is excellent! Reviewed on: 12th April 2025

Great budgeting tools

My Monzo current account helped me go from living pay slip to pay slip to actually being able to save money! Reviewed on: 11th April 2025

The UX/UI of the Monzo banking app is unmatched.

The UX/UI of the Monzo banking app is unmatched. Monzo is always the first to create new and engaging features that make everyday life easier! Reviewed on: 11th April 2025

Excellent, love monzo.

Excellent, love monzo. Would highly recommend for a current account or credit card Reviewed on: 11th April 2025

The Best

It all just makes sense. An absolute user friendly app, alongside a well established platform for banking. Stress and hassle free.I love it, and i recommend Reviewed on: 11th April 2025

Really simple free banking.

Really simple free banking. Great notifications and excellent pots Reviewed on: 11th April 2025

Monzo is so good that I closed other everyday bankin...

Monzo is so good that I closed other everyday banking apps that I had. Reviewed on: 11th April 2025

Easy to understand and they give tips on how to bett...

Easy to understand and they give tips on how to better manage your finances. Reviewed on: 11th April 2025

It might be weird to love a bank but I honestly love...

It might be weird to love a bank but I honestly love Monzo. Theire app is so easy to use, intuitive, and nice to look at. They come up with such fun, educational, sensible and needed suggestions, and ways at saving money and taking control of your finances. I love their customer service and that they are sustainable too. Reviewed on: 11th April 2025

Banking made easy and simple

I really like using Monzo as it's a lot easier to use than other banks I've worked with. The interface is very user friendly and I also love the cashback offers they give. The savings pot is also a great addition which helps me to save money. Reviewed on: 11th April 2025

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