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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The account has great innotive features.

5
The account has great innotive features which are easy to use, especially if you are overseas. I recommend this account to friends and family who find it very useful. Reviewed on: 23rd February 2026
Malcolm H's avatar
Malcolm H

Fantastic provider with excellent benefits.

5
Fantastic provider with excellent benefits. Great value for money with their max program. Fast, easy to use, and highly reliable. Incredible state of the art security systems in place protecting my money, with instant real time notifications and location based controls. Reviewed on: 23rd February 2026
Franbo's avatar
Franbo

Consistently Excellent

5
Monzo stand out for their consistently excellent customer service, and ongoing commitment to improvement. From all the banks I have been with, I find them by-far the most accessible, intuitive and rewarding service I have used. Reviewed on: 23rd February 2026
Ben 's avatar
Ben

Best Account Ever!

5
From the transfer process, benefits and day to day use, it's by far the best bank account I've ever had. Reviewed on: 23rd February 2026
Graham T's avatar
Graham T

Ive been with Monzo since 2018

5
Ive been with Monzo since 2018 and never had any issues. I love thier pots and savings which gives me peace of mind to managing my money. Thier perks on Max that covers insurances, cinema tickets and much more at £17 per month is excellent. Ive recommended Monzo to several people now, that love the banking App. Reviewed on: 23rd February 2026
Nikki C's avatar
Nikki C

Monzo, if you’re not with them, you’re missing out.

5
I pay £7 per month for Monzo perks. It’s fantastic. The benefits you get are amazing. You get 3.25% AER interest rate on your savings (pots) one free Greggs, one cinema ticket (plus 10% off food and drink at VUE) Uber One, and a railcard… all for £7 A MONTH. Phenomenal. You can also get advanced roundups a Bold Coral card (which looks sublime). There’s loads more but my point is - for £7 a month you get all that!! But even if you just use the free plan you still get your salary paid a day early, competitive interest rates and fantastic customer service. One thing also that rarely gets mentioned when talking about banks is Monzo’s app. It’s not only super simple to use, but also you get notifications the SECOND money comes in or out your account - allowing you to keep track of your finances easier. If you’re not on Monzo, you’re missing out. Seriously. Reviewed on: 23rd February 2026
Charlie H's avatar
Charlie H

Easy to open and easy to use !

5
Easy to open and easy to use and it lets you know when you spend money and when you receive money Reviewed on: 23rd February 2026
Duncan W's avatar
Duncan W

Loyalty since 2018, and I would never swap!

5
I've been with Monzo since 2018/2019 and I've never thought once about changing banks! They have a very Intuitive app, even my nan could use it without a problem. I pay for Monzo Max every month at £22 and my whole family (my 2 kids and fiance) are covered for holidays, my phone and partners phone are covered, I get freebies here and there and a free year of Uber One! (Which when you live in a little village, it's a massive saver!--- I save £9 delivery fees every time I order now!). I'm looking into their contents insurance to set up next as that's really good cover for a very small fee and keeping it all in one app....so easy! They run a new giveaway where you can possibly get your pay doubled or the payment of a bill back! (I hope I'll win soon!). I've had a few people move to Monzo because of how much my partner and I rave about them! Everything is just so easy and intuitive! I wouldn't never change banks! Reviewed on: 23rd February 2026
HannahB's avatar
HannahB

I’ve never had a issue with Monzo, they have multipl...

5
I’ve never had a issue with Monzo, they have multiple times recognised fraud attempts On my account and blocked and protected me and my money. They have put my pensions into one place which I love and the interest rates on pots and savings is perfect for what I was looking for Reviewed on: 23rd February 2026
Jade's avatar
Jade

Easy to use, great customer service, good rates, all...

5
Easy to use, great customer service, good rates, all around a great bank. Highly recommend. Reviewed on: 23rd February 2026
Alice F's avatar
Alice F

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