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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Amazing bank service ruined by banning binance

4
Love the service exempt for them stopping binance Reviewed on: 3rd March 2022
mnevs27's avatar
mnevs27

Excellent

5
Great bank, modern day bank with easy budgeting tools Reviewed on: 3rd March 2022
David Jennings's avatar
David Jennings

Bank for the new generation of young professionals

5
I've always felt unsupported by banks ever since I was young. Monzo was the first bank to help me take control of my finances. They created more value with their services in 1 year thank my previous banks (barclays and Lloyd's) could in 15. Reviewed on: 3rd March 2022
Thomas Lashbrooke's avatar
Thomas Lashbrooke

Helped me recover from debt

5
I changed my bank to monzo after having issues with debt. The bank really helps me keep an eye on my spending and helps me to save anything extra for a rainy day. Thanks Monzo! Reviewed on: 3rd March 2022
Erin's avatar
Erin

Brilliant bank

5
I have bank accounts with Santander and Barclays and decided to open one with Monzo as my husband used them for personal and business, and I’ve ended up closing both my Barclays and Santander bank and now I only have Monzo. Easy to use, love the savings pot and the customer service is absolutely amazing. Reviewed on: 3rd March 2022
Abigail Chambers's avatar
Abigail Chambers

Very good

5
Very good and I will recommend to any of my friends Reviewed on: 3rd March 2022
Bob Burton's avatar
Bob Burton

Brilliant

5
Easy to use and perfect quality Reviewed on: 3rd March 2022
John Wiscers's avatar
John Wiscers

Im very happy with my bank account as i got a lot of opportunities and the colors of the cards are looking very well

5
Im very happy with my bank account as i got a lot opportunities Reviewed on: 3rd March 2022
Laurentiu Rusu's avatar
Laurentiu Rusu

Very easy to use and fairly fast communication

5
Responsive customer care and no inconveniencing issues so far Reviewed on: 3rd March 2022
Joseph Macharia's avatar
Joseph Macharia

Best bank with superb and effective online banking

5
I have a very good experience with Monzo and I use Monzo for my day to day daily activities and I have never had any issues with the bank Reviewed on: 3rd March 2022
Christ First's avatar
Christ First

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