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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

77% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo is WONDERFUL

Absolutely love how Monzo has made their app. It's different to every other banking app out there and works flawlessly. I love how easy it is to split bills with people and that is the feature that made me get Monzo in the first place. The pots are a neat idea and makes saving SO EASY. Already recommended to many friends Reviewed on: 2nd March 2022

Absolutely amazing experience with monzo

Satisfied with monzo Timely and effective help whenever i need it Reviewed on: 2nd March 2022

user friendly, prompt in resolving problems, transparantely

i've been using monzo for 2 years now, never had any issue, good security, always had someone answer all my questions if i had any, mobile app meets all my criteria, can freeze the account in seconds and unfreeze it as well, i get to see in seconds any transactions done. Reviewed on: 2nd March 2022

Easy to use!

Reliable, safe, easy to use, absolutely recommended! Reviewed on: 2nd March 2022

They provide the experience all banks should

Money is just digital numbers, so it makes sense that a digital only bank would be the best at dealing with it. They are easy, and get the basics right. No complaints. Reviewed on: 2nd March 2022

Wonderful bank

This bank is a no frills bank. No hidden charges. I have been a satisfied customer for a few years now. Reviewed on: 2nd March 2022

Excellent service

Monzo is an excellent bank with quick transaction and excellent security system Reviewed on: 2nd March 2022

A fabulous bank that thinks of everything

Love the current account. So easy to use with the bright coloured cars and contactless. Also the aspects of the account and what it does. Reviewed on: 1st March 2022

Friendly and easy banking hazzle free

There’s always summary you can see on your sabing and spending Reviewed on: 1st March 2022

Amazing bank

Monzo it Without a doubt the best bank I have ever banked with. I have never had any problems with them at all and this customer support is without a doubt the best I have ever had Reviewed on: 1st March 2022

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