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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo is most perfect mobile bank

5
The rate for international bank transfer is wonderful, and the monthly interest is lovely, even that you top up the creadit in last day on the month, next day you can enjoy the interest. I love it. Reviewed on: 3rd March 2022
Ng Kong Cheng's avatar
Ng Kong Cheng

Great bank

5
Simple to use with tons of features. Always know where you stand and makes every day banking a pleasure. Reviewed on: 2nd March 2022
Kate's avatar
Kate

Instant service and support

5
Mistyped my pin a few times(no reading glasses)was able to verify my account using facial recognition from my hotel poolside! Reviewed on: 2nd March 2022
Catherine Murphy's avatar
Catherine Murphy

love it, so simply and such helpful insights

5
love it, so simply and such helpful insights Reviewed on: 2nd March 2022
Kshitij Sinha's avatar
Kshitij Sinha

Amazingly easy

5
I recommend Monzo for anyone especially people just starting with online banking, it’s the way of the future and is so clear and simple to use! Reviewed on: 2nd March 2022
Miriam Abid's avatar
Miriam Abid

easy to use

5
The app is very accessible, easy to use and navigate Reviewed on: 2nd March 2022
Janet's avatar
Janet

Monzo is the future

5
As my title has said monzo is the FUTURE! they offer such a smooth running easy to use app. Great customer service options and responses. They have stuff that other banks dont and the crazy thing is its only the beginning! Reviewed on: 2nd March 2022
Oneeb Zaman's avatar
Oneeb Zaman

They make banking easy.

5
Love how easy it is to do everything. Truest putting the customer first. From setting up in the first place to ongoing care. Reviewed on: 2nd March 2022
Maura watson's avatar
Maura watson

Amazing

5
I have been with monzo a couple years now,I have upgraded to premium and I would never go back to any other bank just absolutely amazing Reviewed on: 2nd March 2022
Jordan Newman's avatar
Jordan Newman

Just the perfect bank

5
Never had any issues with Monzo. Payments and transfers are immediate and they seem to lead the way in many things. Needed to transfer a large sum in a day to complete my house purchase and it wouldn't have been possible if I didn't have the money in my Monzo account. In under 2 hours after security checks were done, I was able to transfer the sum. Monzo is how all banks should be. Reviewed on: 2nd March 2022
Olu's avatar
Olu

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