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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
77% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

The way banks should be.

5
Monzo is literally banking for the 21st century. Everything is so simple, well thought through, and the overall user experience is fantastic. I would never move anywhere else (even if they paid me). Reviewed on: 1st March 2022
Tyler's avatar
Tyler

Great

5
Easy to use step by step help when needed Reviewed on: 1st March 2022
Wolf's avatar
Wolf

Great!

5
Love monzo, so easy to use with great features! Reviewed on: 1st March 2022
Andy White's avatar
Andy White

Finally helped me with my budgeting

5
I've never been able to get a handle on my money and have struggled for years. Now I have savings, I have a proper budget and the Monzo system has made it possible. Whenever I've had an issue their live chat system is excellent. Can't fault them. Reviewed on: 1st March 2022
Sam Roberts's avatar
Sam Roberts

EASY BANKING

5
No fuss banking and queries are resolved promptly. Added perks that other banks don't have such as savings pots. Reviewed on: 1st March 2022
Susan Archie Marais's avatar
Susan Archie Marais

Easiest to use bank

5
I find using Monzo so easy and I am able to manage my money better as well as use the round up feature to save money as well. Reviewed on: 1st March 2022
Theresa Swinerd Jones's avatar
Theresa Swinerd Jones

perfect from the start

5
I am absolutely happy with monzo, including monzo flex and most important customer service, keep it up and be the best ! Reviewed on: 1st March 2022
Mirec Barborka's avatar
Mirec Barborka

No issues simple to use

5
Any help needed, instant help on hand, cant fault monzo Reviewed on: 1st March 2022
Deej955's avatar
Deej955

Great!

5
Monzo is seriously fab! They have great analytics, transfers happen instantly and they have good secondary services eg overdraft, savings pots, suggestions etc Reviewed on: 1st March 2022
Iz's avatar
Iz

Monzo it's the best , more people's give a negative opinion because Monzo it's not for everybody , it's only for the best people's

5
Never I didn't have any problem with my Monzo account or Monzo Card i have only good experience Reviewed on: 1st March 2022
Gabriela Madalina Ostroveanu's avatar
Gabriela Madalina Ostroveanu

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