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Monzo: Current account reviews

4.85
Based on 19,429 reviews, last reviewed 14th Jul 2026
95% decrease in 5 star reviews
in the past 90 days
95% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Excellent

5
I am happy for every problem specially online dispute money rapid refund. After all of my family will use this bank Reviewed on: 2nd March 2022

Ease of access

5
Very easy and reliable, love it, would definitely recommend Reviewed on: 2nd March 2022

Brilliant

5
Amazing customer service , they really go out their way to help you. I have online banking and you can see exactly what comes out of your account there and then. You can also get your money after 4 o clock on the day before pay day. I would and have recommended MONZO to family and friends Reviewed on: 2nd March 2022

Best Bank App Ever

5
I love everything about Monzo, from usability to customer service. Congrats! Reviewed on: 2nd March 2022

Best bank

5
Easy account opening, easy use, get exactly what you need when you need it. Reviewed on: 2nd March 2022

brilliant

5
such a good banking system, the breakdown of budgets and weekly spending is so useful and makes you feel much more safe and sensible with your money Reviewed on: 2nd March 2022

Monzo is WONDERFUL

5
Absolutely love how Monzo has made their app. It's different to every other banking app out there and works flawlessly. I love how easy it is to split bills with people and that is the feature that made me get Monzo in the first place. The pots are a neat idea and makes saving SO EASY. Already recommended to many friends Reviewed on: 2nd March 2022

Absolutely amazing experience with monzo

5
Satisfied with monzo Timely and effective help whenever i need it Reviewed on: 2nd March 2022

user friendly, prompt in resolving problems, transparantely

5
i've been using monzo for 2 years now, never had any issue, good security, always had someone answer all my questions if i had any, mobile app meets all my criteria, can freeze the account in seconds and unfreeze it as well, i get to see in seconds any transactions done. Reviewed on: 2nd March 2022

Easy to use!

5
Reliable, safe, easy to use, absolutely recommended! Reviewed on: 2nd March 2022

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