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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great service!

5
I've been with Monzo for just over a year now & can't fault them! The app is so easy to use & has such great features! Reviewed on: 13th April 2021
Robyn R's avatar
Robyn R

Amazing

5
Amazing service! Would highly recommend Reviewed on: 13th April 2021
Mboland's avatar
Mboland

Absolutely brilliant bank

5
Looked after me during lockdown and didn't pester me that I am in Overdraft Reviewed on: 13th April 2021
Andy's avatar
Andy

Easiest way to manage your money.

5
I made the switch to Monzo about 2 years ago and it has made managing my money so much easier. The projected end of month balance is an invaluable measure to monitor how much money I have to play with each month. The pots facility is also really helpful for management and general short term savings. Monzo is also super transparent with their charges. On the odd occasion where I need to use my overdraft, Monzo clearly displays the charges that I am incurring and is updated daily. I have had to use Monzo customer service a few times and the chat facility is fantastic. They have always been very helpful and the text based solution means that I can get on with my day and know that the guys will notify me when they need any input from me. It is one of the few financial services that I feel happy to recommend to others! Reviewed on: 13th April 2021
ScottP's avatar
ScottP

Best Bank

5
Always does what it says on the tin. Excellent customer service and willingness to help. Reviewed on: 13th April 2021
Paul Bennett's avatar
Paul Bennett

Brilliant

5
Fantastic app with brilliant interface, great customer service. Makes banking easy Reviewed on: 13th April 2021
kiruth's avatar
kiruth

Complete customer focus on tools and experience that we want

5
It’s not a case of asking us what we want - they give us all the useful tools and experience that we didn’t even know we wanted - but now are the standard of banking Reviewed on: 13th April 2021
Regab's avatar
Regab

Best system for travellers.

5
Best rates obtainable with Monzo Reviewed on: 13th April 2021
Nashir Karmali's avatar
Nashir Karmali

Totally cool

5
Never had any issues love this bank. Only thing is cheques take soooo long other than that monzo rock. Reviewed on: 13th April 2021
Sam Wickham's avatar
Sam Wickham

Never looking back!

5
Having been recommended by a friend to join Monzo, I was initially hesitant having banked with my previous bank for many years. However, the approach Monzo takes to banking is so innovative, effective and user friendly that I wonder why I didn’t join sooner! The absence of brick and mortor Monzo banks is well and truly solved by how fast and helpful the in-app team are. I would recommend Monzo to anyone, and I see myself banking with them indefinitely! Reviewed on: 13th April 2021
Liberty's avatar
Liberty

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