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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

I went full Monzo

During 2020, I went full Monzo and I haven't looked back. Reviewed on: 13th April 2021

Great

Such a good bank and its good that its all online. There app is so easy to use and they always help you when needed Reviewed on: 13th April 2021

Awesome app

I love Monzo. I’ve been using it for 4 years and never had any issues. It helped me organise and save money! Reviewed on: 13th April 2021

Efficient, friendly and professional

The bank protects its customers and at the same time is efficient, quick to respond to queries and customer friendly Reviewed on: 13th April 2021

Innovative, customer orientated banking

Great app design; prompt, friendly and helpful customer service; has features I didn't know I want. Reviewed on: 13th April 2021

Best experience overall

Monzo not only helps me to stay on top of my finances with an UX which is slick, modern, intuitive; But they top it all with a customer service second to no one. They went the extra miles with a critical fraud management issue for me and the process was 11/10. Thank you Monzo Reviewed on: 13th April 2021

Quick, convenient, amazing communication!

Monzo is great to manage everything for an app on your phone. I love the instant notifications, it makes me feel safe about all Bank transactions. I love that I can enter a live chat if I need any help or to dispute any transactions. They are always quick to respond. Also its a great card for travelling! Reviewed on: 13th April 2021

Perfect online bank

Simple and easy with a brilliant app that I can't live without! I also use Monzo for my business too. Reviewed on: 13th April 2021

Simply the best

So many firsts for this one, however new and small, leading the pack! Reviewed on: 13th April 2021

I love it

I love the monzo app and how easy it is to transfer money to friends and acquaintances. I can also transfer to foreign bank accounts easily which isn't always possible. I am totally happy with Monzo but I wasn't impressed with NatWest who I was with before. I couldn't recommend them highly enough. Reviewed on: 13th April 2021

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