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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

The most effective banking service

I have had other banking experience in England ,Monzo seems to be the best ever. Reviewed on: 13th April 2021

Simple banking

By far the easiest and best banking system I’ve ever known ,super efficient, super fast transactions , and totally transparent.. no hidden costs or extra charges Reviewed on: 13th April 2021

So clever and stress-free

I like Monzo because it helps me to stay on track with all transactions. I like the easy to use features, layout and I haven't had any issues with the app. I would never go back to any of the high street branches I used back in the day. Reviewed on: 13th April 2021

Great Bank

This bank puts all other banks to shame Reviewed on: 13th April 2021

Fast and user friendly app

Unlike other banking apps, Monzo's has been designed with customer focus being the top priority. The app is seamless and fast and doesn't feel like a website retrofitted for apps. Also really appreciate the lack of security theatre with Monzo. Reviewed on: 13th April 2021

Quick, easy and helpful

Monzo has a lot to offer. The app is really easy to use and gives clear definition of what your expenses are and you can organise them too. This makes budgeting easier. The customer service team also responds in a very quick and friendly manner wanting to solve your queries/issues as soon as possible. There are ways it can still improve but this will come with continued growth. Reviewed on: 13th April 2021

Proper Modern Banking - Future Proof

This bank is designed for Gen-Z and adapted as per fast moving needs of world. Reviewed on: 13th April 2021

Brilliant - easy and I like the way the app is used to verify payments when shopping or paying bills on line.

I switched to Monzo as my main bank in June 2020. I just preferred how my spending showed in real time and not as pending. It’s great for budgeting too. Reviewed on: 13th April 2021

Monzo

Great bank, always quick to resolve any issues and so easy to keep track of spending Reviewed on: 13th April 2021

Best for everyday use

I have been using Monzo since 2016 and I have loved the simplicity of this app. This app have became my day today transaction machine. Pots are super useful for managing your spends for different category. Loved this app and simplicity. Reviewed on: 13th April 2021

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