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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Quick and easy

I mainly use it for savings and to help save money for projects. It's made budgeting much easier and it's so quick and simple to create a savings pot to put money in for different things. Highly recommend Reviewed on: 13th April 2021

Easy to use, friendly, helpful

I’ve been using Monzo since it started. I use it for work as I travel abroad being cabin crew very frequently. So many of my colleagues do! And we all love it. The app is so easy to use and all the staff are so pleasant and willing to help with any issue. Thank you! Reviewed on: 13th April 2021

Best bank!

The Monzo experience is very easy to use and bank with. Any problems are sorted out very quickly and efficiently. The offers and set up of the account are relevant and work. After you have moved over from traditional banking. You wouldn't want to go back. Reviewed on: 13th April 2021

Best bank in Britain

Modern Bank with ethical standards, top customer service and an easy to use app Reviewed on: 13th April 2021

Best bank I've ever used

Absolutely amazing, from features to customer service can't beat it Reviewed on: 13th April 2021

A bank I feel in control with.

Monzo gives me the tools to make me feel in control of my finances. Being able to see where every penny is going and actively change spending and saving habits has been great! They are constantly taking on advice from users and adding or adapting features which give me confidence Reviewed on: 13th April 2021

Love Monzo

I love monzo and always recommend to family & friends. Never had any issues and always easy to resolve an issues I do have which are usually third parties and not monzo themselves! Reviewed on: 13th April 2021

Technologically advanced bank

Great bank that is fit for purpose in today’s society. This is so much more than can be said for high street banks. The Monzo App is fantastic and really allowed me to keep track of my money. The very little interaction I have had with their customer service team has been very good. (this is a good thing it means things don’t go wrong often) Reviewed on: 13th April 2021

Best bank I have ever used

The ease of use is amazing and so different to what I’ve had before. Saves my time as well as money Reviewed on: 13th April 2021

Perfect banking

Very good overall, any questions, queries or problems always great customer service on hand to assist. Reviewed on: 13th April 2021

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