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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Professionalism

They know how to set up an app, what the user need. There is no question about their professionalism . They’re just simply amazing :) Reviewed on: 27th January 2020

My favourite app even when Im skint

I’m using Monzo a few years now and honestly am so happy with how it has evolved. The features are all ones I use every day and ones that have genuinely changed my life, enabled me to save, spend responsibly and make banking fun. Banking apps used to fill me with dread - now I get excited to open my Monzo app no matter how low my balance is! Also, their customer service is personal, quick & always positive. I love how the instant message makes me think I’m messaging a mate to help me out. I love what you do Monzo, can’t wait for new features in the future Reviewed on: 27th January 2020

Never had a problem with it

Always working properly. Reasonable response time from customer service. Reviewed on: 27th January 2020

Absolutely brilliant service

Quick and easy, 21st century banking at its best. Reviewed on: 27th January 2020

Simple, just works, great customer service

Great app banking, card that is wonderful coral and banking how it should be!!! Reviewed on: 27th January 2020

Handy & uncomplicated

The app is handy to use, the card practically glows in the dark, and I've encountered no issues since joining a couple years back. I currently use Monzo as a spending card/account, as i am keeping my traditional back account open to refine an existing credit score...and i am not sure that Monzo works with Clearscore etc at this stage. Reviewed on: 27th January 2020

Great customer focused product

I feel like Monzo was built with me in mind. Their customer service is outstanding and their user experience is clean and efficient and pleasant to use. Reviewed on: 27th January 2020

Such an easy experience from the start.

Having lived in Spain for many years, I wanted to return to the UK and set up a bank account in the quickest time possible. I chose Monzo as just an interim bank until I could find a high street bank. I was so blown away by the forward thinking of this bank and the simplicity. I've had a more satisfying banking experience from this bank in 7 months than 10 years with my previous high street bank. The overall experience convinced me to make Monzo my main bank account. Reviewed on: 27th January 2020

Cool start up turning corporate

Good UI and leading the charge in start up banking. Expecting more senior hires as the start up continues to mature and begins to offer its existing customer bank more traditional financial products which will in turn stabilise profits. Reviewed on: 27th January 2020

Game Changer

For me Monzo has changed my financial life, pots allow me to separate funds, set saving goals and automated savings challenges with IFTTT means I have automated savings pots to cover unexpected expenses. Reviewed on: 27th January 2020

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