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Monzo: Current Account reviews

4.92
Based on 15,266 reviews, last reviewed 11th Feb 2025
2713% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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1%

Latest highest rating:

5

I hate to admit it I work for a high street bank but... I hate to admit it I work for a high street bank but Monzo offers a premium service with out the hassle and premium price. Reviewed on: 11th February 2025
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Davi

Latest lowest rating:

1

Terrible I opened a current account and it was closed. Emailed customer service slow response. Called the number was on hold and the women who answered didn’t ... Read more Reviewed on: 9th January 2025
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CF

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (15266)

Brilliant

5
Overall a really great bank with lots the only bank has been able to make me change my main account Reviewed on: 10th November 2018

The bank of the future.

5
Managing money with the typical high street banks was way harder than banking needs to be. Monzo’s features made it easy to to keep on top of my finances, get out of debt, and start saving. Customer service is amazing if anything does go wrong or if you have any queries. Can’t recommend them enough. Reviewed on: 10th November 2018

Bank of the future

5
Seems clear to me that Monzo and other banks like it will replace the current system in the next few years. In my opinion Monzo is the most refined of these challenger banks too. Reviewed on: 10th November 2018

Already easy experience to use monzo

5
I have never had a current account that was this easy to manage Reviewed on: 10th November 2018

Changed how I bank

5
Everything is customer experience focussed, fast responsive and allowing me to understand my money better. Reviewed on: 10th November 2018

How banks should be in this age

5
Monzo is still relatively new, and coming out with updates and features regularly. Due to this there Mary be some things that are not currently available that are a standard elsewhere (payM for example). However, they are transparent and open and it is a refreshing change to have a bank ask the community what they want, and then strive to make it happen where possible. I also think that it's thanks to these companies (Monzo, Sterling etc) that the banking industry is finally being dragged into the 21st century. Reviewed on: 10th November 2018

What a bank should be!

5
Constantly innovating and bringing new ideas to an archaic industry. Barclays are currently advertising that you can freeze/un-freeze your lost debit card, through their app... Monzo had this feature YEARS ago. It does everything a 'traditional' bank does, and more! Reviewed on: 10th November 2018

The new banking

5
A great product and great community. Makes banking interesting again (and modern). Reviewed on: 10th November 2018

Functions and convenience

5
I find mobile only banks to be more convenient in everyday use than conventional banks and having accounts an a few of those I find Monzo the most comfortable to use. Reviewed on: 10th November 2018

Amazing

5
Using Monzo has changed the way I manage my money, and how I understand banking. Reviewed on: 10th November 2018

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