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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great insight into my finances

5
I love the way Monzo shows you instantly when your card is used. Also the ability to get paid early is a brilliant feature! Reviewed on: 13th April 2021
James Barber's avatar
James Barber

Best bank

5
Easy to deal with everything staff is really good Reviewed on: 13th April 2021
Mayavila283@gmail.com's avatar
[email protected]

Mr David Kalias

5
I like monzo i have experience everything its fine and very friendly. Reviewed on: 13th April 2021
David Kalias's avatar
David Kalias

Fantastic Finances

5
I was introduced to Monzo by a family member and have only good things to say. The app is fantastic! I can track my money, my spending as well as schedule payments, see what is due to go out of my account in the next 2-3 days and be made aware if there may not be enough funds. If I want to pay in a cheque, this is a longer process than a conventional bank but I can send the cheque freepost and a notification is added to my summary when it is received together with a date for when the cheque will be cleared. My partner has also transferred his account to Monzo and moving money between us and our “pots” is simple. I love Monzo! Reviewed on: 13th April 2021
clare.hierons@outlook.com's avatar
[email protected]

Banking how it should be

5
Over the years been a customer of lots of banks but after getting the Monzo card I have never been more satisfied with a bank,every thing I want and more imo Monzo is the best bank 100% Reviewed on: 13th April 2021
Alistair Kennington's avatar
Alistair Kennington

Quick and easy

5
I mainly use it for savings and to help save money for projects. It's made budgeting much easier and it's so quick and simple to create a savings pot to put money in for different things. Highly recommend Reviewed on: 13th April 2021
Abi's avatar
Abi

Easy to use, friendly, helpful

5
I’ve been using Monzo since it started. I use it for work as I travel abroad being cabin crew very frequently. So many of my colleagues do! And we all love it. The app is so easy to use and all the staff are so pleasant and willing to help with any issue. Thank you! Reviewed on: 13th April 2021
Rebecca Duncan's avatar
Rebecca Duncan

Best bank!

5
The Monzo experience is very easy to use and bank with. Any problems are sorted out very quickly and efficiently. The offers and set up of the account are relevant and work. After you have moved over from traditional banking. You wouldn't want to go back. Reviewed on: 13th April 2021
Daniel's avatar
Daniel

Best bank in Britain

5
Modern Bank with ethical standards, top customer service and an easy to use app Reviewed on: 13th April 2021
Patrickjk's avatar
Patrickjk

Best bank I've ever used

5
Absolutely amazing, from features to customer service can't beat it Reviewed on: 13th April 2021
Tns sankey's avatar
Tns sankey

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