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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

25% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

Simple convenient and efficient

Does.exactly what it says. Love having everything g on phone. Clear and.so.easy to use. Savings and.current account all there Reviewed on: 13th April 2021

Excellent banking experience

Banking at Monzo is so easy, the links are effortless and straightforward to use. Could t be happier Reviewed on: 13th April 2021

Best bank ever

Will never go back to formal banking. Reviewed on: 13th April 2021

convenient and easy

Very convenient and easy to use....accessible and trusted bank...solves fraud issues quick Reviewed on: 13th April 2021

Not enough stars to give

Never had a problem customer service Bank transfer notification monzo Bank deserves more stars and voted best and number one Bank in uk Thanks Monzo Bank keep up the hard work and keep safe Reviewed on: 13th April 2021

Fantastic bank

Love Monzo, using the pots I’ve managed to budget and clear off most of my debt! Reviewed on: 13th April 2021

Mozo so good

love Monzo bank it has helped us manage and save so much better than with previous banks also has helped us teach our children as they have progressed from services such as Rooster where we set up saving pots for them and then as they got to 16 they transitioned to Monzo.. they are now at uni and managing there money so well. Reviewed on: 13th April 2021

Simply amazing

Monzo is hands down the best bank around. Instant notifications, advance payments, early paydays. What's not to like?! Reviewed on: 13th April 2021

If Carlsberg made bank accounts

Life changing - for the first time in my life, I’m in control of my money! Perfect UX on the app and features that I can’t believe other banks haven’t already tried to copy Reviewed on: 13th April 2021

Super easy to use

Very easy, does everything I need of a bank. Reviewed on: 13th April 2021

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