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Monzo: Current account reviews

4.92
Based on 19,212 reviews, last reviewed 7th Apr 2026
96950% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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1%

Latest highest rating:

5

Solid, reliable, innovative no-fuss banking. Solid, reliable, innovative no-fuss banking. No frippery, just a trusted ally. Reviewed on: 7th April 2026
Stephen B's avatar
Stephen B

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19212)

Best Bank Ever!!!

5
Easy to use, everything is so clear. Offer great products at great rates Reviewed on: 13th April 2021

Stress-free UK banking

5
I moved to the UK as an international student. It was so much simpler to get started with Monzo than with the major banks, without the fuss of needing to book in-branch appointments, etc., and the customer service team are super quick to deal with any issues. Reviewed on: 13th April 2021

Best bank by far

5
Best bank by far... It keeps up to date with modern times unlike other banks. Its budgeting and easy/visual pots makes it easy to see where all my money is. Everything is so simple and makes my life so much easier. Honestly the best bank by far. Reviewed on: 13th April 2021

Best Bank

5
Best banking experience I have ever had. Having your finances available at your fingertips save so much trouble. I got my girlfriend into Monzo too and managing our common finances is now a doddle with shared tabs! I can’t recommend it enough. Reviewed on: 13th April 2021

Monzo is the best

5
Wouldn’t pick another bank. Left tan years ago and haven’t looked back since Reviewed on: 13th April 2021

Brilliant bank, spectacular service

5
Quick and easy to use, always quick and responsive support. Reviewed on: 13th April 2021

Cup of tea!

5
So easy and quick and available around the world! Reviewed on: 13th April 2021

Este cea mai buna banca

5
Este o banca foarte buna imi este d de folos oriunde asi merge Reviewed on: 13th April 2021

Best bank

5
No fees and international friendly Reviewed on: 13th April 2021

Finally a modern bank

4
I feel like Monzo was front line in a lot of features that are standard nowadays in online banking. Due to not having physical branches, they showed other banks that it is possible to trust customers without seeing them. This has created a revolution in how banks operate online. Reviewed on: 13th April 2021

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