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Monzo: Current Account reviews

4.92
Based on 17,221 reviews, last reviewed 8th Jul 2025
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17221)

Keeps getting better and better

5
Couldn't be happier to be a monzo customer Reviewed on: 26th January 2020

Bank that speaks your language

5
It’s super easy to chat to customer support and they speak your language, not the financial lingo. The banking app just works. It’s unlike any other bank. Reviewed on: 26th January 2020

Brilliant 10/10

5
Great app with a whole range of innovative features that legacy banks are constantly trying to imitate. Monzo at the moment is miles ahead of the competition. Reviewed on: 26th January 2020

Just awesome!

5
Customer service is great and often fast! Reviewed on: 26th January 2020

Best bank ever

5
If you want a bank without complications, no small prints, very good exchange rate and you can use the card abroad without complications, this is your bank. Reviewed on: 26th January 2020

Most convenient UK bank

5
Combination of direct debits coming out of pots and salary sorter is awesome Reviewed on: 26th January 2020

Best fintech bank out there

5
So easy to split bills with friends, budgeting, expense summary Reviewed on: 26th January 2020

The best bank by a country mile.

5
Easy to use, instant spending notifications, outstanding customer service. Monzo second to no other bank and I would highly recommend to anyone. Love them. Reviewed on: 26th January 2020

Improved my credit score.

5
Monzo has done wonders to rebuild my credit score. The interface is next to none and it's helped in areas where normal high street banks haven't. I've been fully monzo for a while now and I don't know why I didn't switch earlier. The monthly and yearly challenges you can take part in really make it easy to save money. Reviewed on: 26th January 2020

Very user-friendly.

4
I really like Monzo when I travel abroad as there’s no foreignX fee Reviewed on: 26th January 2020

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