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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19407 reviews)

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4.85

Based on 19,407 reviews, last reviewed 26th May 2026

27% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to use. Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machin... Read more Reviewed on: 26th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19407)

They have been great

Since joining up with monzo they have really helped with budgeting, easy use when banking and very good customer service. I can not fault them at all. Reviewed on: 13th April 2021

Recommended to EVERYONE

I love Monzo. It makes my life so much easier. Its easier to send money you owe to friends, keep track of spending, put aside pots of cash. I wouldn’t go back to a traditional bank. Reviewed on: 13th April 2021

Soooo easy and straight forward

It’s so quick to set up. The pots feature allows me to allocate my money and keep track of things easily. Reviewed on: 13th April 2021

Best bank ever

Absolutely love them, never have any problems Reviewed on: 13th April 2021

Easy! Intuitive! Amazing Customer Service!

Everything on the app is so simple and intuitive. Tells you everything you want to know and you feel in complete control of your money. Customer service is like no other! Reviewed on: 13th April 2021

Literally the perfect application bank

Monzo was recommended to me at a time when my finances were a mess, their app kept me on track, their saving pots allowed me to afford the things I could only dream of before. Top quality customer service and quick responses. They also performed a Christmas miracle for me once when I was scammed out of £500.00 on the morning of christmas day, their customer service put £500 straight back into my account without any questions while they investigated. Love Monzo and I will continue to use them as long as they exist. Reviewed on: 13th April 2021

Cannot put into words how much I like this bank

What can I say? Having agoraphobia I haven't been able to go into a bank for years. App only means I never have to. Paid a day early..great. Approachable staff on their social media pages and app..always helpful and can have a laugh with them, not stuck up and I know I can talk to them with humour . Paid a day early - wow I love this feature. I love how the app clearly tells me when payments are pending. I am very badly organised especially with money and this helps so much. Having saving pots - I still can't save but I love being able to put something away until i need it. Love it , Only worry is if they every just close my account (as I keep saying on social media), but I think this can happen with any bank. It is a worry though, as would not want to go to any other bank. Reviewed on: 13th April 2021

Simple and easy to use!

From the downloading of the app, the application, opening and using the account EVERYTHING is simple, easy to use and intuitive! Makes banking a breeze. Much better than most high street banks! Reviewed on: 13th April 2021

Awesome Bank

Monzo really helps me manage my money better, I know exactly whata going on and get notifications for any payments coming out in real time. Any issues I have had have been resolved quickly! Reviewed on: 13th April 2021

Easy to use

Monzo has made life easier. Easy to use and takes only few steps to open an account. You can view your spending and balance in their mobile app. You can make contactless payments with your card and can withdraw money from any atm machine. Reviewed on: 13th April 2021

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