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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

So easy and convenient.

5
Love the simplicity and ease of managing and sending money. No need for unnecessary delays plus so many features that other banks don't have. Happily switched to Monzo from my previous bank. Reviewed on: 13th April 2021

Best Bank

5
The bank ethos is based on customer service, I only ever had 1 problem which was resolved without fuss immediately. No other Bank can match the service supplied by Monzo. Reviewed on: 13th April 2021

Everything is quick and simple. Walk in and get the job done with nonfudd.

5
Amazing opening hours, always lots of staff quick and simple organised service. Ability to sit down with an advisor immediately no need to make an appointment. Reviewed on: 13th April 2021

Amazing experience with monzo

5
It's been amazing banking with Monzo, mainly due to customer service. There's always someone there for me to talk to, and generally being very understandable towards any situation I might run into. Reviewed on: 13th April 2021

Great product

5
Great product, love the in-app budgeting and the flexibility of savings pots. Plus, the integration with IFTT makes for an account that truly works for me. Reviewed on: 13th April 2021

Simple convenient and efficient

5
Does.exactly what it says. Love having everything g on phone. Clear and.so.easy to use. Savings and.current account all there Reviewed on: 13th April 2021

Excellent banking experience

5
Banking at Monzo is so easy, the links are effortless and straightforward to use. Could t be happier Reviewed on: 13th April 2021

Best bank ever

5
Will never go back to formal banking. Reviewed on: 13th April 2021

convenient and easy

5
Very convenient and easy to use....accessible and trusted bank...solves fraud issues quick Reviewed on: 13th April 2021

Not enough stars to give

5
Never had a problem customer service Bank transfer notification monzo Bank deserves more stars and voted best and number one Bank in uk Thanks Monzo Bank keep up the hard work and keep safe Reviewed on: 13th April 2021

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