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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank

5
Love Monzo, using the pots I’ve managed to budget and clear off most of my debt! Reviewed on: 13th April 2021
Laura Lou's avatar
Laura Lou

Mozo so good

5
love Monzo bank it has helped us manage and save so much better than with previous banks also has helped us teach our children as they have progressed from services such as Rooster where we set up saving pots for them and then as they got to 16 they transitioned to Monzo.. they are now at uni and managing there money so well. Reviewed on: 13th April 2021
Sally McDavid's avatar
Sally McDavid

Simply amazing

5
Monzo is hands down the best bank around. Instant notifications, advance payments, early paydays. What's not to like?! Reviewed on: 13th April 2021
Danny Mallalieu's avatar
Danny Mallalieu

If Carlsberg made bank accounts

5
Life changing - for the first time in my life, I’m in control of my money! Perfect UX on the app and features that I can’t believe other banks haven’t already tried to copy Reviewed on: 13th April 2021
Michelle Butler's avatar
Michelle Butler

Super easy to use

5
Very easy, does everything I need of a bank. Reviewed on: 13th April 2021
Dave's avatar
Dave

Best Bank

5
The real-time updates on account activity is what makes Monzo Bank exceptional. To sum it all up, it’s modern, easy to use and efficient. Reviewed on: 13th April 2021
mrkelechinwokoro@gmail.com's avatar
[email protected]

Amazing service

5
The bank and their devices are amazing. Everything is natively understandable and fast. Reviewed on: 13th April 2021
Stan's avatar
Stan

Great!

5
Wonderful app to use. Helps me budget Reviewed on: 13th April 2021
Ivuoma's avatar
Ivuoma

Best bank I have had

5
Used to be with RBS took forever if not days to get things resolved and everything ended with we can't do it over chat give us a call so time wasted. I got Monzo when I was struggling with Monzo and they have changed the game for me, I can see everything I spend, up coming direct debits so I don't miss a payment, pots so I can save without seeing the money at all. Best bank and for someone with anxiety doing calls the live chat is brilliant Reviewed on: 13th April 2021
Tyler Ash Fraser's avatar
Tyler Ash Fraser

Great bank, but no way to receive international funds

4
Monzo is a great bank and very simple to use. My only issue with it is that it does not have an IBAN number so it is very hard to receive money from abroad. It will thus never get 5 stars until that is resolved. Reviewed on: 13th April 2021
Ioannis Karagiannis's avatar
Ioannis Karagiannis

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