Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17223 reviews)

View other Monzo products

4.92

Based on 17,223 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

82% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17223)

Improved my credit score.

Monzo has done wonders to rebuild my credit score. The interface is next to none and it's helped in areas where normal high street banks haven't. I've been fully monzo for a while now and I don't know why I didn't switch earlier. The monthly and yearly challenges you can take part in really make it easy to save money. Reviewed on: 26th January 2020

Very user-friendly.

I really like Monzo when I travel abroad as there’s no foreignX fee Reviewed on: 26th January 2020

Quick and transparent

Love daily updates and being able to see how I spend as I go. A friendly emoji filled communication means I can’t and don’t want to bury my head in the sound when it comes to finance. Reviewed on: 26th January 2020

Super efficient.

My aim is to be a great manager of my finances and Monzo has truly complemented that process for me on the basis of how easy it is to navigate, create multiple pots, send and receive money. It allows you to keep tabs on almost everything which I’ve really got to say props to the Monzo team. Reviewed on: 26th January 2020

User friendly banking

I highly recommend Monzo it’s so easy to use and has really useful ways to save money. Easy to make payments and transfer money. Reviewed on: 26th January 2020

Fantastic

Gone full Monzo and have no regrets fantastic banking experience Reviewed on: 25th January 2020

Best current account

Love them. Moved to them from my original current account with Lloyds Reviewed on: 25th January 2020

Excellent and feels like a young bank

Instant updates are a great way to track money and I love having different pots without have different accounts! Reviewed on: 25th January 2020

Best

Is very good and easy to understand Reviewed on: 25th January 2020

Blocked account as with many others

I was using this place fine and was actually enjoying my experience until one day i woke up to a message saying my account was frozen for no absolute reason. I tried to ask why but was never ever replied to. I only used the account mainly for savings and transferring to family because my traditional bank’s app was not letting me log in simply. But my issue is that even after I was frozen out I couldn’t access any funds at all and it also blocked my mother and girlfriend’s accounts which I had recommended them to get. Very poor customer experience Reviewed on: 25th January 2020

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Essential Current Account
from Virgin Money 2.99 from 141 reviews
Current Account
from permanent tsb 1.90 from 15 reviews
Current Account
from Yorkshire Bank 3.77 from 76 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2511 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub