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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Perfect

5
Everything you’d want from a bank! Reviewed on: 13th April 2021
Tom Pratt's avatar
Tom Pratt

21st Century Banking

5
I've been with Monzo for years now, I now have a joint account and all our pay goes into there. It's so easy to setup pots and pay bills and send money, everyone should be using Monzo! Reviewed on: 13th April 2021
James Donnelly's avatar
James Donnelly

How a bank should be

5
Excellent customer service, rich feature set and a glimpse into the future :) Reviewed on: 13th April 2021
Shan's avatar
Shan

Banking done the modern and right way

5
I've sung the praises to all of my work colleagues and friends. To be able to easily request and transfer money is the main selling point. Splitting pub lunches, office sandwhiches etc are easy and quick with Monzo! Reviewed on: 13th April 2021
Jbezza's avatar
Jbezza

Everything I've ever needed in a bank

5
Can't fault Monzo at all, the services they offer make the traditional banks seem antiquated and playing catch up with service that I've had for years. I am able to manage my money better as Monzo fits in with my life and gives me what I need. Reviewed on: 13th April 2021
Matt Thundercliffe's avatar
Matt Thundercliffe

Changed it all

5
When it first started it felt different. Personal. Now it is more established there is less of that but maybe I am not tuned in as much. The best thing now is that it just works. Really, really well. Reviewed on: 13th April 2021
Chris east's avatar
Chris east

Excellent banking app

5
The best bank app I ever had and heard Reviewed on: 13th April 2021
Teepan Lokan's avatar
Teepan Lokan

Easy app and fast customer service

5
Have banked with them since the Beta Days. Always improving the app and they take feature requests seriously. Reviewed on: 13th April 2021
Dan's avatar
Dan

Best Bank in Uk

5
The Best Bank in Uk. Very easy to use Reviewed on: 13th April 2021
carlo 's avatar
carlo

Very efficient

5
Easy to choose great customer service ! Reviewed on: 13th April 2021
Richard Blair's avatar
Richard Blair

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