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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19255 reviews)

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4.93

Based on 19,255 reviews, last reviewed 13th Apr 2026

99050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19255)

Made budgeting and saving 10 times easier

Both my partner and I use Monzo as our main bank account and we have a joint account with them. The app is a joy to use and having pots has made it so much easier to budget and save. The only thing missing is a credit card! Reviewed on: 13th April 2021

Easy to use

Changed my life in relation to using money Reviewed on: 13th April 2021

Great bank, good management

Not to say much but my experience with MONZO has been smooth and spectacular. Reviewed on: 13th April 2021

Easy to use, flexible online bank, what not to like!

I have been using Monzo for few years and I find it easy to use, the pots make it a breeze to manage budgets and organize the finances. This is the future of banking! Reviewed on: 13th April 2021

Happy to be a part of Monzo

Good and happy with Monzo awesome customer service Reviewed on: 13th April 2021

Top bank

Everyone I know now banks with Monzo, it’s so much better than the old brand of high street banks Reviewed on: 13th April 2021

A refreshing approach to banking

Modern, easy to use and not clunky like the other banks. The bank of the future Reviewed on: 13th April 2021

Love Monzo!

So easy to use and great for the modern day banker Reviewed on: 13th April 2021

THE branchless bank of the future

Easy to use, excellent UI, delineates all my expenditure. Great features I.e. joint account. Top draw. Reviewed on: 13th April 2021

Simplicity is often the most effective

Monzo had been a game changer for me in terms of transparency and easiness of use. Monzo pots is a simple idea but has transformed my finance and bettered my savings, would highly recommend to anyone! Reviewed on: 13th April 2021

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