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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The Bank of Excellence.

5
Effecient, Effective and Innovative. Reviewed on: 13th April 2021
Adesoji Majekodunmi's avatar
Adesoji Majekodunmi

Perfect!

5
Smart features make it so much easier than high street banks to see how I use my money, make transfers, make savings and be prepared for any charges. Reviewed on: 13th April 2021
Roz Stoughton's avatar
Roz Stoughton

Excellent current account service

5
Can't fault them. All round great service. Reviewed on: 13th April 2021
nikdam's avatar
nikdam

Brilliant

5
Can't fault them they have the best customer service Reviewed on: 13th April 2021
Danny Stidston's avatar
Danny Stidston

Helpful and efficient

5
This online bank has a brilliant app which shows payments immediately. Their help section is efficient and caring. The chat feature is a bit slow but they always get there and deal with the issue Reviewed on: 13th April 2021
Helen Hallam's avatar
Helen Hallam

Responsive, innovative and accessible

5
From account opening to being able to clearly understand wider service offerings - and thereby able to make informed and robust decisions about what options to take - I have found Monzo to be exceptionally innovative. Their level of customer engagement is high with queries being responded to promptly and, often, handled to conclusion on the first occasion. The applications on mobile and their web app (for business, which we also have with Monzo) are clear, easy to navigate and reliable as platforms. Reviewed on: 13th April 2021
Mark Aspinall's avatar
Mark Aspinall

Best Bank

5
Fantastic facilities, super easy to use, upto date services Reviewed on: 13th April 2021
Dawn's avatar
Dawn

Awesome Bank!

5
Monzo has been the best bank I've ever dealt with I get my money early my bills are sorted easy to use and I feel like a valued customer Reviewed on: 13th April 2021
Sophie Louise's avatar
Sophie Louise

Modern banking

5
Great, easy to use, client friendly bank and what a colour that is on the debit card! Reviewed on: 13th April 2021
Baris Hanciogullari's avatar
Baris Hanciogullari

Best bank I have ever used

5
Monzo is such a great bank because everything you need is in one little app. You can get paid early, Setup little shared tabs with your friends & get easy help within the app through their instant message chat Reviewed on: 13th April 2021
Adam Johnson's avatar
Adam Johnson

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