Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,255 reviews, last reviewed 13th Apr 2026
99050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The Best Bank Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026
Oludare Daniel's avatar
Oludare Daniel

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19255)

the best

5
easy to use and very convenient. Reviewed on: 13th April 2021

Super

3
E super buna aceasta banca si o recomand cu incredere Reviewed on: 13th April 2021

Sorted

5
I know what I’ve got and what I haven’t Reviewed on: 13th April 2021

Excellent experience

5
Easy to install. Easy app interface. Easy to use. Defo recommend Reviewed on: 13th April 2021

Best online bank!!

5
I have been with Monzo coming up to 3 years now and I have had no problems! So easy to use and the customer service is great. Reviewed on: 13th April 2021

Fantastic Bank

4
So easy to use, amazing process to set up an account. I absolutely love the bank, it gives you amazing insights when you're travelling abroad, the app is very easy to use and the customer service is very quick and easy to use. It's Genius. Reviewed on: 13th April 2021

Best bank

5
Had no issues since joining, easy to use app Reviewed on: 13th April 2021

Easy peasy

5
Easy to set up, to use, to contact customer service, etc. great bank! Reviewed on: 13th April 2021

A brilliant bank for the smart age.

5
Traditional high street banks have been left scrambling to keep up with Monzo's innovation and forward-thinking. Monzo is easy to use and doesn't make things over-complicated. Banking can be daunting for many people but I've always felt that Monzo is friendly and helpful in times of difficulty. Reviewed on: 13th April 2021

Money made easy

5
I've not always been that switched on when it comes to managing money. Bringing my bank to the device in my hand, one that I can navigate like a pro, has bought line of sight and clarity to my banking. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.97 from 934 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3126 reviews
    Monzo
    View all products