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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Better understanding of my finances!

5
Monzo has been great at giving me an overview of my money. The app is really easy to use and the live updates make me feel much more secure. Reviewed on: 13th April 2021
WengYee Loke's avatar
WengYee Loke

So easy to use, great UX

5
Love the way you can split money into pots, easily send money to other Monzo accounts... I don't love the monthly breakdown of spending... But it is useful. If I was more careful with my money I'd probably love this function. Reviewed on: 13th April 2021
Jemima's avatar
Jemima

Great service

5
The app is easy to use and encourages the use of multiple accounts, pots and open banking integrations in one place. Customer service clears up issues rapidly when they occur. Best bank I've ever been with. Reviewed on: 13th April 2021
Patrick Shepherd's avatar
Patrick Shepherd

Great Bank

5
I have never had a single issue with Monzo, they have thought of everything! All you could possibly need. Reviewed on: 13th April 2021
Kev Davison's avatar
Kev Davison

Reliable, easy to use, A*

5
I have been using monzo for years. It has helped so much by allowing to see where your money goes and to save with ease. Customer service is good aswell, contact almost instant. Lose a card or have any issues with fraud etc, they instantly sort it for you. Reviewed on: 13th April 2021
Liam Thorley's avatar
Liam Thorley

Monzo makes viewing and managing my finances easy

5
Being able to see your money in one place, being able to predict when things will come out helps me get control of my finances. Changed my life! Reviewed on: 13th April 2021
Thomas Ballard's avatar
Thomas Ballard

Monzo is my perfect companion

5
Monzo changed the way I bank - goodbye long phone calls & high street branches. Everything is so easy to use, with zero effort and 100% customer satisfaction. Thanks for being there for us, Monzo! Reviewed on: 13th April 2021
Tirath Singh's avatar
Tirath Singh

Super simple, super transparent, super honest

5
I love Monzo. I never had any enthusiasm for banking until I went to Monzo. They make money management so simple. Their charges are clearly explained. Their support for very convenient and friendly. I am proud to be a Monzo customer. First time I could ever say that about a bank before! Reviewed on: 13th April 2021
Maverick_may's avatar
Maverick_may

Monzo

5
Great user interface, just makes everything easy Reviewed on: 13th April 2021
Bianca Vimercati Sanseverino's avatar
Bianca Vimercati Sanseverino

Great online bank!

5
The best online bank I have ever used so far! Reviewed on: 13th April 2021
Ann's avatar
Ann

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