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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19241 reviews)

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4.93

Based on 19,241 reviews, last reviewed 8th Apr 2026

98400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

An amazing all round experience An amazing all round experience. The app is amazing, with instant notifications for transactions, create e-cards, manage pots, flex transactions and ... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19241)

The best bank for the 21st century

Every other analogue, stone age bank is blown out of the water by Monzo. Reviewed on: 13th April 2021

Really helpful all

App helps to organise finance with pi charts and pots Reviewed on: 12th April 2021

The best bank!

The easiest and most efficient way to keep track on my funds and expenditure. Highly recommended! Reviewed on: 12th April 2021

Great Bank

Monzo are a great bank and I would recommend them. I have a personal, business and joint account. Reviewed on: 12th April 2021

A smart bank

I love the smart functionalities of their banking app, like sorting out my salary so I don’t spend money that I should keep away for my bills. Also, if you get paid by BACS at work, then Monzo gives you the money a day early, that’s something all banks could do but they just choose not to. I simply love their app and its ease of use. Reviewed on: 12th April 2021

Customer service and easy small loans

Monzo have the most accessible and effective customer service. User interface on app is second to none I could stare at those screens all day. Great money management facilities and also efficient overseas. They should take over the UK! Reviewed on: 12th April 2021

Easy, has helped me save and I spend so much better now

Splitting bills and generally understanding my money is a million times easier now - thanks Monzo! Reviewed on: 12th April 2021

Excellent customer service

Never had a problem with Monzo, very efficient and innovative Reviewed on: 12th April 2021

Perfect...

I'm 46 years old and this is the first time that I feel in control of my money. Monzo has given me all the tools I need to budget, save and get organised. Perfect. Reviewed on: 12th April 2021

Faultless experience

Never had any problems with monzo home or abroad, any questions answered rapidly via the app the big 4 are still way behind 12 out of ten Reviewed on: 12th April 2021

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