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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best Bank

5
This is the new era for banking. Smart banking, no surprises. Early payments are great...and also prior notice of what’s coming back Reviewed on: 13th April 2021
crissychris.cc@gmail.com's avatar
[email protected]

Game-changer

5
Monzo’s functionalities have revolutionised the way I bank and use my money. At first I thought there would be a novelty factor to some of the features but most of them have become core to how I manage my money now. I have much greater control over my budgets, spending and saving than I did with my previous bank. Reviewed on: 13th April 2021
Poppy's avatar
Poppy

Simplistic and current; revolutionised banking

5
Monzo has supported me to keep the pennies safe which have kept the pounds strong. Thanks to Monzo I have been able to save for my first house within the last 12 months. I have been able to watch and manage my finances, round my money up x2 and now have higher perks with monzo premium. I love being a monzo customer. Reviewed on: 13th April 2021
Joel Nathan Price's avatar
Joel Nathan Price

Great

5
Great loving bank that i would recommend to anyone Reviewed on: 13th April 2021
Scottg1011's avatar
Scottg1011

Easy and Comprehensive

5
Easy to use and simple layout, but also has all the features I need. Reviewed on: 13th April 2021
joe's avatar
joe

Great and convenient bank.

5
Great bank and very useful. So glad I have managed to open an account with Monzo. Reviewed on: 13th April 2021
Silvestre Figueiredo's avatar
Silvestre Figueiredo

Best bank ever cannot go wrong with it

5
Best bank to get saving and have payments from work and direct debits as a high street bank. Fully switched over. Reviewed on: 13th April 2021
Zuber Khan's avatar
Zuber Khan

Smart

5
Just genius had monzo since 2017, user friendly convenient and excellent customer service. Stress free banking Reviewed on: 13th April 2021
fadumo.abdi@hotmail.com's avatar
[email protected]

Amazing Bank!!

5
Customer service is excellent! So many great features, pots etc. I was apprehensive about switching to an online bank but it’s been the best decision I made and the app is wicked! Reviewed on: 13th April 2021
Nigel Eustace's avatar
Nigel Eustace

Helped me way more than other branches

5
By far the easiest bank to use when it comes to saving, splitting, keeping track of money Reviewed on: 13th April 2021
Jack Hill's avatar
Jack Hill

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