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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic

5
Fantastic customer service, excellent lay out that’s easy to see and great to manage your money. Reviewed on: 13th April 2021

Monzo is less, but less is more

5
Monzo is a modern, ultra simple and easy to use online-only bank. It makes me want to have a powerwank. Reviewed on: 13th April 2021

Amazing bank and user friendly app

5
I initially got a monzo card for travelling, as it is an easy way to keep money safe. While traveling I realised how good it was and am now using it as my day to day bank account! App is super easy to use so you can keep on top of your money Reviewed on: 13th April 2021

The best bank I have ever used

5
Always so helpful, easy to see my finances, and never saved so much money! Reviewed on: 13th April 2021

Fantastic bank, great features and great customer service

5
Fantastic bank, great features and great customer service Reviewed on: 13th April 2021

Best online bank

5
Amazing banking system with great customer service. Reviewed on: 13th April 2021

Quick and easy to use

5
A level up from your typical mobile banking. Makes banking so much quicker and easier. Especially when all my friends have to too. Would also recommend upgrading to premium Reviewed on: 13th April 2021

The Best Bank!

5
Hassle free banking with a great, smart and easy to use app, to help you manage your money efficiently. Reviewed on: 13th April 2021

What traditional banks should have looked like by now!

4
I could never go back to holding savings anywhere else - the app offers many great features but for me the ease and usefulness of the Pots surpasses everything. Reviewed on: 13th April 2021

Best one

5
I’ve got 3 bank accounts.. Monzo is the easiest and quickest one of all. You know exactly where and when your money leaves the bank straight away. And if there’s any issues, you can contact them anytime. They’ve got the best customer service Reviewed on: 13th April 2021

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