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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The greatest

5
Customers service is great, easily accessible. Reviewed on: 13th April 2021

Great service, easy to use and so convenient

5
Exceptional customer service and has easy to use app. Reviewed on: 13th April 2021

Everything a current account should be

5
Having been an early user of Monzo, it really is a bank that feels like it's been designed recently. It understands user experience, how I want to track and predict my money, use pots and make transfers. The shared tab alone is worth it! Reviewed on: 13th April 2021

Excellent Bank!

5
A bank that really seems to care about its customers. The app has a really good user experience and is so convenient! Reviewed on: 13th April 2021

Great

5
Absolutely love Monzo and the facilities it offers, very modern and perfect for next generation lifestyle Reviewed on: 13th April 2021

amazing Monzo Bank!

5
I have an amazing experience with Monzo Bank! Reviewed on: 13th April 2021

Always great experience

5
It made my life easier with split payments Reviewed on: 13th April 2021

Quick and easy!

5
So simples to use. I’m not a saver, but it’s aided in helping me build up a little extra money each time I spend. I honestly wouldn’t bank anywhere else! Reviewed on: 13th April 2021

Great bank

5
On the ball!!this is a great bank, up to date, reliable and informed Reviewed on: 13th April 2021

Ease of use

5
Everything is so easy and I can get my pay a day early Reviewed on: 13th April 2021

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