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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Online Bank with thought and care!

5
Really happy on how they are remaining true to their vision and how things are improving over the years. Reviewed on: 13th April 2021
Daniele Morelli's avatar
Daniele Morelli

Go Monzo!

5
Highly recommend this bank! The unlimited saving pots options is great! Any issues in the past have been dealt with quickly and professionally Reviewed on: 13th April 2021
ladydymond55@gmail.com's avatar
[email protected]

Fab bank

5
Easy to use Great for budgeting with functions like pots Reviewed on: 13th April 2021
Maariyah's avatar
Maariyah

Game changer

5
I don’t hate banking anymore, which is a huge deal :) Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Best so far

5
Travelling with the card.. and it does everything for you.. tells u the rate exchange rate Reviewed on: 13th April 2021
Pamela 's avatar
Pamela

Best ever bank

5
Love you Monzo you helped me out when no other bank would Reviewed on: 13th April 2021
Ronniebyer's avatar
Ronniebyer

Great bank

5
I’ve been with Monzo for almost 5 years now and they are definitely the best! The app is super smooth and I love that I can claim my salary payment a day early every month! FAB! Reviewed on: 13th April 2021
John Lewis's avatar
John Lewis

Best move I ever made

5
Moving to Monzo in 2017 was the best thing I ever done for managing my finances, been able to save enough to get my first deposit on a house and whenever there has been an issue (and that's rare!) It's always been sorted instantly. Reviewed on: 13th April 2021
Callum Holt's avatar
Callum Holt

Easy-to-use and great customer service

5
Switched over to Monzo as my current account about a year-and-a-half ago and haven't looked back. The app is really easy to use and blows any of the big banks out of the water. Instant notifications on spending as well as "you have spent X today" notifications help me with budgeting as well knowing if my card has been stolen/lost and being actively used. Had an issue with some payments at one point from a third-party and the customer service was fantastic. Reviewed on: 13th April 2021
Kieran's avatar
Kieran

The best bank I have ever used.

5
Monzo is the easiest bank to get on with and there customer service is second to none. Reviewed on: 13th April 2021
dylanclarke074@gmail.com's avatar
[email protected]

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