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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best friendly bank I have ever had.

5
Excellent bank, easy to use, always recommend Monzo to friends and family. It simply makes life easier! Reviewed on: 13th April 2021
Luke Johnson's avatar
Luke Johnson

Monzo Bank

5
A brilliant phone app bank - have both personal and business accounts and wouldn't have it any other way :) Reviewed on: 13th April 2021
Brett's avatar
Brett

Excellent bank

5
Love the app, nice and easy to use. Love the free withdrawal from abroad Reviewed on: 13th April 2021
David White's avatar
David White

This is how banking should use

5
Easy, transparent, no-nonsense - this is how modern banking should look like. Reviewed on: 13th April 2021
Artur Ekert's avatar
Artur Ekert

Super Easy

5
Great App, super easy to use and manage money. Payments instantly notified to your mobile phone. Great. Reviewed on: 13th April 2021
Ben Platt's avatar
Ben Platt

Fantastic!

5
Have been with Monzo from the very beginning - they've been exceptional and I hope they continue all the great work! Reviewed on: 13th April 2021
Ranjith Kanag's avatar
Ranjith Kanag

Everything I need

5
As a bank, they give me everything I need, security with virtual cards, a great app, make it simple for me with bills and pots. Customer service is excellent and friendly, and just a touch away so I don't have to queue. One extra thing I would like is to have an option of having a different currency pots or something - it's nothing I need, but it would be nice to have. Reviewed on: 13th April 2021
Alex Hess's avatar
Alex Hess

Excellent App and Service

5
Have been with Monzo since the beta and have found them to be an excellent bank. I like the ease of accessing customer service and having more control over my account. I also like features such as paying bills from a 'pot', which allows me to separate money. Reviewed on: 13th April 2021
Jake Jenkins's avatar
Jake Jenkins

Life changing!

5
Monzo has done absolute wonders for how I manage my money! It keeps me so organised and is so easy to use. I recommend it to everyone! Reviewed on: 13th April 2021
Geo's avatar
Geo

So easy!

5
The ease of use of monzos current account is amazing. I always use monzo for online spending due to the ease and also additional security. Would definitely recommend! Reviewed on: 13th April 2021
Lucy's avatar
Lucy

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