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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Efficient and innovative

5
Have been with Monzo for a number of years now and will never leave. Their App is so easy to use and innovative. Their Customer Service Team are efficient and friendly. Excellent bank all round. Reviewed on: 13th April 2021

Great app

5
Great app and feature set, love the transactions list Reviewed on: 13th April 2021

Love it!

5
Great bank, easy to use, simplified friendly transactions enormously. Reviewed on: 13th April 2021

Best bank ever!

5
Such a fantastic bank. Love the savings pots. You can review your spending and see where you might be overdoing...like coffees! Would recommend to anyone! Reviewed on: 13th April 2021

It's great

5
Never had any issues, use it for my main account all the time. Love the notifications of payments. Reviewed on: 13th April 2021

Hands down the easiest, most convenient bank account you could possibly have.

5
Compared to high street banks, it's just a breeze to do anything with Monzo. Have recommended it to friends and family, and will continue to do so! Reviewed on: 13th April 2021

Incredibly easy and convenient for day-to-day activities!

5
Monzo is Incredibly easy and convenient for day-to-day activities! Set up is fantastic, the stats in the app are very useful, and the cards look cool. I love the simplicity of transferring money between friends and the joint account is great. Reviewed on: 13th April 2021

Excellent bank with great features

5
The best bank experience I've had for many years. Easy to use with great functions Reviewed on: 13th April 2021

Technology fuelled banking

5
Constantly innovating mundane and tedious processes using technology. Fantastic bank. Reviewed on: 13th April 2021

Great banking experience

5
They have great services and they really care about customers Reviewed on: 13th April 2021

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