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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17222 reviews)

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4.92

Based on 17,222 reviews, last reviewed 8th Aug 2025

99% decrease in 5 star reviews

in the past 90 days

82% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Easy Peasy...

I had a Monzo prepaid card which was amazingly easy to set up, when they started offering bank accounts I thought ‘why not?’ transfer from one type of account to the other was simple, simple enough that when one of my colleagues (an older lady who’s bought her first smart phone last year!) wanted a bank account that she could use abroad without worrying; I suggested she join Monzo. She’s now considering using it as her main account as she loves the fact that you have instant notifications and the app is really easy to understand, that more than anything to me is proof of how easy to use and understand Monzo bank is. The Monzo community are also really involved in the effort to make the bank better, we are asked our opinions before major rollouts, we have the opportunity to beta test new things and our thoughts are listened to and most importantly respected, the legacy bank that I came from despite selling itself as the ‘listening’ bank never really listened to anything that was suggested and it still trails behind Monzo for things like pending payments, stopping your card through the app etc. On the whole, I’m pleased I made the move as everything is just that little but more coral for me now Reviewed on: 29th January 2019

A truly innovative bank

I have been using Monzo for just over 12 months now, and in all honesty, at first I barely used it. However, it is now my bank of choice and it is the card I use for 90% of my purchases. The features that I find most useful are the stats the app generates on your spending habits which help me to realise I need to cut back on takeaways! The exchange rate when using the card abroad is also very good and the past two holidays I haven’t had to take any euros with me, I’ve just used my Monzo which has made travelling a lot easier! Would definitely recommend! Reviewed on: 29th January 2019

Great for splitting payments

This app is very useful when you're out with friends to easily split a bill in seconds. Reviewed on: 28th January 2019

Fantastic company

Monzo are so easy to deal with, contact is always easy and fast. Fabulous app that immediately tells you what you’ve spent at home or abroad. Reviewed on: 27th January 2019

Great functionality

Love the app, particularly in app notifications, the mapped transactions and the graph at the top showing at a glance how balance has evolved. Reviewed on: 27th January 2019

Excellent service

Transparency, no hidden fees, the app is easy to use and informative, great customer service so far. Reviewed on: 27th January 2019

Simply the best challenger bank around

Monzo is the only challenger bank 100% free that engages with their community in trying to build a product that works for everybody. Reviewed on: 25th January 2019

Good app

The app is easy to use and the instant push notifications are Reviewed on: 25th January 2019

Best decision ever

Monzo has helped me manage my money more effectively using a combination of great visualisations and super-useful tools which I never knew I even needed before I moved over. I will not be going back to the traditional banks! Reviewed on: 25th January 2019

Outstanding

The best challenger bank, or the best bank overall! Ease of use, costumer service, are all outstanding, for a bank you can trust! Reviewed on: 25th January 2019

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