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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

An ok bank. Could do better in other ways

4
Had a few issues with them over time. But always been sorted. They could do work better in other areas. But as time go on I’m sure they will get better Reviewed on: 13th April 2021

Better than my old high Street bank

5
Friendly help from the app on my phone speak to a real person who listens to your problem and helps fix it Reviewed on: 13th April 2021

Best online banking

5
Easy to use, everything you need in the app. Reviewed on: 13th April 2021

So very easy

5
Really easy to use. Much better visibility of my accounts and spending than with my old bank. Customer service has always been spot on and it really does do what it says on the tin. Reviewed on: 13th April 2021

easy, helpful, in control

5
Love monzo. so easy to use and the staff are helpful whenver you have an issue. the app helps you keep in control of your money Reviewed on: 13th April 2021

The best bank I currently use

5
The app is handy, all the little functions are so helpful Reviewed on: 13th April 2021

10/10 Everytime

5
I've been a Monzo customer for a few years now and can't recommend them highly enough, the way I manage my money is so much better thanks to them. They really are the future of banking! Reviewed on: 13th April 2021

Amazing

5
Best bank ever, most certainly. Reviewed on: 13th April 2021

Really the best.

5
I have been using this bank since 2020, from the time i came to UK and it has never disappointed me. Reviewed on: 13th April 2021

Dream Bank

5
Monzo is my dream bank. Everythings are under my control and I am very happy with my services. Only thing is need to improve is the deposit limit. Reviewed on: 13th April 2021

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