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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Personal finance for the 21st century

5
Completely changed how I manage my money. Would recommend Reviewed on: 13th April 2021
Rob Parker's avatar
Rob Parker

Monzo vote

5
Great like how you can freeze card Reviewed on: 13th April 2021
Tina Rust-Williams's avatar
Tina Rust-Williams

My monzo review

5
Monzo is amazing! It’s the future, so easy to withdraw cash abroad, talk to customer services and send money. Leaps and bounds above the others. Reviewed on: 13th April 2021
Dan Winch's avatar
Dan Winch

Amazing

5
Amazing bank with fantastic product features and support Reviewed on: 13th April 2021
Louis Courtois Duverger's avatar
Louis Courtois Duverger

Perfect!

5
Simple to use, no need to queue to get into the bank. Instant transfers to other accounts and finance tracking is excellent! Reviewed on: 13th April 2021
TrishBl's avatar
TrishBl

Great bank

4
I love Monzo, it’s easy to use and I love the “get paid early” feature. But the one thing that could be improved is the customer service. It’s not fantastic, and because there are no physical branches, it makes it even harder if you have to wait a long time for a response. However, I’ve rarely had to use the customer service aspect so overall, I’ve had a fantastic experience and I would definitely recommend Monzo to a friend. Reviewed on: 13th April 2021
tegancooper's avatar
tegancooper

Modern, Future Proof

5
Great bank, with all the hallmarks of a bank for the future... Reviewed on: 13th April 2021
Gfhodgkinson's avatar
Gfhodgkinson

Best bank ever!

5
Best, user-friendly, bank. Supportive and efficient. Never change! Reviewed on: 13th April 2021
Michelle Hammond's avatar
Michelle Hammond

Futuristic features which helped me buy a house.

5
Budgeting, security, control. Monzo helped me transform my way of life and progress it in ways far beyond what I had expected. They were also there helping when Argos charged me 10 times and refused to help during COVID. Reviewed on: 13th April 2021
Josh James Willcock's avatar
Josh James Willcock

Life changing!

5
Monzo has helped me organise my finances so much more clearly and this year I even went through the whole process of applying for a mortgage and buying my first home, with Monzo as my sole bank account. Could not have been happier! Reviewed on: 13th April 2021
Alex Watson Jones's avatar
Alex Watson Jones

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