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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The best

5
App is amazing and it makes my money easy to understand Reviewed on: 13th April 2021

Amazing bank!

5
Have recommended to over 6 family members and friends! Love the bank and the ability to manage my money in such an organised way! Made it so much easier to look after and save properly! Reviewed on: 13th April 2021

Easy, quick and modern

5
Monzo offers modern banking way ahead of any of the ‘high street’ banks. Easy access and management of my money with really handy tools to help me save and manage my money easily. Reviewed on: 13th April 2021

Easy, amazing

5
Love the budgeting, great customer service if there are any issues. Easy to send money to friends Reviewed on: 13th April 2021

Brilliant banking

5
Great set up, great service, easy saving ways and a general great team behind it Reviewed on: 13th April 2021

Best card ever

5
Best options and all the utilities Reviewed on: 13th April 2021

The best bank app ever

5
Monzo is easy and very intuitive as well as very helpful with a lot of finance tools. I wish all the other banks had an app just like Monzo. Reviewed on: 13th April 2021

Easy peasy lemon squeezy

5
The best bank I have ever used. Feels like the way forward for banking! Sick of the stuffy old school ways this is the easy, efficient and fun way to bank. Well done Monzo! Reviewed on: 13th April 2021

Ultimate utility, great features

5
This account has helped me save incredible sums, make my financial life more visible and made me feel more free. Not to mention their excellent loans system. Reviewed on: 13th April 2021

The best bank in the world

5
Monzo makes everything so easy, when I came to the UK this was the first bank account I opened and has been using ever since. I don't think I will ever stop using. Monzo is truly the best Reviewed on: 13th April 2021

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