Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Easy and transparent

5
Monzo's app make it very easy to manage your money, but it also helps that they are more transparent than other banks. Reviewed on: 13th April 2021
Toke Stuart Jepsen's avatar
Toke Stuart Jepsen

Banking revolutionised

5
Monzo has completely changed the way I view banking and finances. It enables me to manage my spending with full visibility and makes me feel like I’m able to be in charge of my finances Reviewed on: 13th April 2021
sophieod's avatar
sophieod

Fantastic

5
Monzo are the best I honestly can not recommend you enough to family and friends, the best thing I did was switch to monzo Reviewed on: 13th April 2021
Alison 's avatar
Alison

Best bank I've been with

5
Everything, from everyday banking to customer service is outstanding. Never experienced such a caring service. Reviewed on: 13th April 2021
Andre's avatar
Andre

Nice bank

5
I’ve heard a lot of people saying that Monzo has locked their money, or suddenly closed their account, or unauthorised charges... Well that never happened to me or anyone near me, so I have no complaint Reviewed on: 13th April 2021
Marilia's avatar
Marilia

Simple, powerful, effective banking.

5
Monzo gives me all I need for my personal banking right there in one app. I'm a plus customer, so I also can manage my other accounts from the same app, giving me even more control of my finances. A simple yet powerful bank account, with cracking customer service to boot. Reviewed on: 13th April 2021
Brian's avatar
Brian

Monzo is on your side

5
Monzo is a great bank that I would highly recommend. The features they offer are better than any other bank I have banked with. Any issues are rectified by Monzo very quickly and they keep you very updated. Reviewed on: 13th April 2021
Aehnen Kohben's avatar
Aehnen Kohben

Sack your old bank

5
Monzo is doing all the right things Reviewed on: 13th April 2021
Wako Anindo's avatar
Wako Anindo

Great bank

5
I love banking with Monzo, everything is so easy to use and has great features Reviewed on: 13th April 2021
Jon 's avatar
Jon

Amazing bank

5
An amazing banking system thats all controlled from your phone. Reviewed on: 13th April 2021
David maclean 's avatar
David maclean

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill