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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Monzo is the dream

I started using Monzo well over a year ago and I absolutely LOVE it. Getting paid a day early is brilliant as well as being able to see my transactions instantly. I trust Monzo 100%, never had any problems and the team are always on hand to help. Thank you. Reviewed on: 13th April 2021

User-friendly app

Love Monzo! It’s so easy to use and easy to make transfer and payments. Reviewed on: 13th April 2021

Monzo is Great

Customer service is top notch, and app is great to use. Reviewed on: 13th April 2021

Great bank

Never had a problem with Monzo highly recommended to anyone. Reviewed on: 13th April 2021

Best bank ever

A diamond among fin-tech companies. Banking has never been so easy and straightforward while maintaining an interactive aspect! Reviewed on: 13th April 2021

fantastic app

has brought other banks into the modern world as they have all tried to copy Reviewed on: 13th April 2021

Best bank I ever been with

Been with Monzo for 2 years nearly and the service is the best I ever received Reviewed on: 13th April 2021

Amazing

Amazing customer service. Monzo is the most user friendly back I have ever seen. Reviewed on: 13th April 2021

A no brainier

You only realise how good Monzo is when you have to try and sort out an issue with a traditional bank - light years a head in service and ease of use Reviewed on: 13th April 2021

Couldn't be happier

It's a fantastic bank. Works flawlessly and they are so open and transparent if they have any problems. Reviewed on: 13th April 2021

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