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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent bank and customer service.

5
I've been so impressed with Monzo and their service that I've now made them my main bank account. Excellent customer service and so easy to use. Reviewed on: 13th April 2021
Lucie Phillips's avatar
Lucie Phillips

Basic Monzo account offers you all you need from your banking system of XXI century!

5
Best app on the market, stable, backed by new technology stack. They react to customer needs, offer grows every month and all for free! Reviewed on: 13th April 2021
xbartex's avatar
xbartex

Fantastic

5
Excellent online banking app. Easy to use. Excellent customer service. Reviewed on: 13th April 2021
Asb71's avatar
Asb71

Very different experience to high-street banks

5
Monzo has helped me get out of debt and start to think about money positively. Although there are some pain points like paying cash in, or cheques in, the overall experience is fantastic. Reviewed on: 13th April 2021
Andrew's avatar
Andrew

Easy to set up and use

5
I use Monzo as my primary bank in the UK. The app is faultless, and the experience/customer support is smooth. Reviewed on: 13th April 2021
Sam L's avatar
Sam L

Incredibly easy to use app

5
I recently switched my current account from a high street bank to Monzo because it is so much easier to manage my money and it has also been incredibly easy to open a joint account with my partner in preparation for buying a house together. Reviewed on: 13th April 2021
Jordan Jeys's avatar
Jordan Jeys

Z Best of Z Best

5
Just one world. Thank you Monzo. #Monzoman4ever# Reviewed on: 13th April 2021
EDGE's avatar
EDGE

The future of banking

5
Simple, clean, efficient, secure. Reviewed on: 13th April 2021
John's avatar
John

Finally a community-centred bank

5
Monzo is simple, intuitive, transparent, reliable, easy to understand and use, thinks about your needs before you realise you might have them and, on top of it, has a sense of humour! Happy I found it. Reviewed on: 13th April 2021
Benedita's avatar
Benedita

Great bank

5
Monzo is great, with lots of excellent features that has made my life so much easier such as being able to get my wages a day early Reviewed on: 13th April 2021
Aidan's avatar
Aidan

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