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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Nothing better

Everything from their immediate help, to receiving BACS payments early. MONZO is the best bank in the UK. Reviewed on: 13th April 2021

amazing easy and reliable

great bank was locked out once not sure why but was quickly resolved Reviewed on: 13th April 2021

Love monzo

Its the most transparent banking product I've ever used Reviewed on: 13th April 2021

Best Online Bank

Monzo has always been on top of their customer service, keep innovating the space with regular new features and work with partner agencies to provide a better experience. The latter point has made me think about money more since using Monzo. Reviewed on: 13th April 2021

Simple to use

Simple to use and help me to save money with the pots schemes. Really recommend to my friends. Reviewed on: 13th April 2021

Best banking app

Seamless experience and great support Reviewed on: 13th April 2021

Unreal

Unreal, would never go back to anything other than Monzo. Easy to use, fun to use. From being paid early to easily sorting money and thanking your friends payments with emojis. Can’t wait to see what happens next with Monzo Reviewed on: 13th April 2021

My favourite bank everrrrr

Love Monzo, it is the best bank ever Reviewed on: 13th April 2021

Excellent Bank for 2021

Ideal, modern bank, transactions instant, great customer service, ideal for 2021 Reviewed on: 13th April 2021

Best bank!

I recently opened a bank account with a leading high street bank in order to spread risk across banks. I had the worst experience and it cemented in my mind how great Monzo is in terms of the product offering and for customer service. Reviewed on: 13th April 2021

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