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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19244 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Amazing bank

Monzo is an amazing bank and solves any issues big or small pretty much straight away I have banked with Monzo for nearly 2 years now and haven’t actually had any major issues I only minor things that wasn’t their fault and they managed to sort it pretty much straight away I would read them 10 out of 10 I recommend to all my friends and family Reviewed on: 13th April 2021

The bank if the future

Brilliant layout. Reviewed on: 13th April 2021

I work for a different bank!

I work for a different bank but would recommend Monzo over any other bank! So user friendly and I love the card! I never leave this one at the self checkout! Reviewed on: 13th April 2021

Best move I've made

Easy and transparent and surprisingly more of a human experience with banking Reviewed on: 13th April 2021

Easy to use

Great UI much better than other banks Reviewed on: 13th April 2021

Love Monzo!

Can't fault them at all, the application and customer service has been spot on! Reviewed on: 13th April 2021

Brilliant

I love my Monzo account . I have found it so much easier to save in the pots . It’s also great for paying other people instantly Reviewed on: 13th April 2021

Banking for the people by the people

I have been with Monzo since they were beta testing, and all I can say is what an incredible journey, truly banking for the people by the people. Amazing customer service and forward thinking way in how banking should be done and making it much easier and accessible! Reviewed on: 13th April 2021

Monzo Plus User

Happy with monzo, main reason is its customer service is the best among other banks :) Reviewed on: 13th April 2021

Amazing bank!

Just what everyone needs is Monzo regarding there personal current account. Recommended. Reviewed on: 13th April 2021

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