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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19244 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Amazing

Amazing bank that makes a massive difference in regard to managing money Reviewed on: 13th April 2021

Fantastic

I've been invested since I first went travelling and got a monzo card to take with me. Amazing customer service from the other side of the world. Accessible, sensible and great service. Reviewed on: 13th April 2021

Great bank

Brilliant bank account. Keeps you abreast of your spending Reviewed on: 13th April 2021

Best bank ever

I've always had problems with previous banks but MONZO is the best I've ever been with plus over Easter I even got my payment 5 yes 5 days early which really helped me over the bank holiday. If you ever run into a problem they solve it so fast. Vote monzo. Reviewed on: 13th April 2021

Brilliant

I have nothing but good words to say about Monzo. The customer service is brilliant, having the opportunity to know how much I have left after all my outgoings is reassuring and all of the little perks they offer is refreshing! Reviewed on: 13th April 2021

Beat Bank

Been using Monzo from the beginning and they are by far the best bank I have been with. Reviewed on: 13th April 2021

I use this bank for personal and business

The best customer service I have experience ever Reviewed on: 13th April 2021

Banking made simple

Can’t fault my current account with Monzo. Would recommend to anyone looking for a simple, easy and effective banking solution. Reviewed on: 13th April 2021

Brilliant bank

Really easy to use app and keeps track of money Reviewed on: 13th April 2021

Modern and awesome

Never had a bad experience with Monzo. The customer services are always on point and I feel I have full control of my money. Reviewed on: 13th April 2021

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