Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Very good!

5
Like a bank account is very good and you can use everywhere....is just 1 Point where la little bit confuse is whay hi charge when you withdraw money în another country...maybe they gone fix it!!! Reviewed on: 13th April 2021
Alex Dima's avatar
Alex Dima

No nonsense smart banking

5
Monzo just works - I moved from Coutts because they charged the earth and added little value, and I don't need leather wallets, I need tech that helps me effortlessly budget and manage my money electronically. Monzo feels more upfront about how they make changes too. I hope they keep up the great work. Reviewed on: 13th April 2021
Nicholas Ib's avatar
Nicholas Ib

Incredible

5
Such an amazing bank! Favourite part is the pots and I can have my money there to see but so I can’t spend it Reviewed on: 13th April 2021
Hannah Bartram's avatar
Hannah Bartram

Amazing flexibility and service

5
Highly recommended great versatility and security and fantastic customer service Reviewed on: 13th April 2021
Afm1996@hotmail.com's avatar
[email protected]

Game-changing current account app

5
The ease of use of the Monzo app has been a game-changer in current account accessibility. It offers me protection against fraud risks by notifying me anytime money is spent on my card and allowing me to instantly freeze and unfreeze my card. It offers me low-cost foreign currency conversion so that I can take money out of ATMs when travelling rather than risking carrying lots of cash. And the ease of use of bill-splitting and sending money to friends is second to none. Reviewed on: 13th April 2021
Niall Smyth's avatar
Niall Smyth

Monzo

5
The best bank in England. I’m very happy to be customer in that bank and never I’m not gonna close Reviewed on: 13th April 2021
andihoxha897@gmail.com's avatar
[email protected]

Just makes life easier

5
Most banks I've used are just a means to an end that I've begrudgingly used as you can't get through life without a bank account. Monzo is the first bank that I've actually enjoyed using their services. Nothing is any harder than it needs to be. Reviewed on: 13th April 2021
blackmanrgh@gmail.com's avatar
[email protected]

Best British Bank

5
Great customer service with reply in seconds, very secure and handy with the monzo app Reviewed on: 13th April 2021
Ingrid's avatar
Ingrid

Best bank

5
Simple, and secure on my experience the best bank. I love work with this a bank Reviewed on: 13th April 2021
Bruno Teixeira's avatar
Bruno Teixeira

Excellent

5
Such a good bank! Wouldn’t take my money anywhere else. Reviewed on: 13th April 2021
Ben Johnson's avatar
Ben Johnson

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill