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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank

5
Great bank, easy money management! Best online banking Reviewed on: 13th April 2021
Tom Robinson's avatar
Tom Robinson

Easy, efficient money managing

5
Monzo is such an effective and easy way to bank and manage my money. My son can't wait to be old enough to have an account here and moving money to my daughter is so simple. She's even started thinkin about saving with pots. Can't recommend Monzo highly enough. Thank you! Reviewed on: 13th April 2021
Rachel's avatar
Rachel

Great bank, intuitive and user-friendly.

5
Love Monzo, and don't see myself moving away any time soon. Reviewed on: 13th April 2021
Matt Baker's avatar
Matt Baker

I love monzo so much

5
Monzo is the best. It’s so easy to use and intuitive. Reviewed on: 13th April 2021
Rachel's avatar
Rachel

Exceeding expectations with its simplicity

5
I just love the simplicity of banking with monzo Reviewed on: 13th April 2021
Soner's avatar
Soner

Best way of banking in the modern era

5
These days people are more independent and more strict so when you can split bills monzo makes it easy. Banking shouldn't be a chore it should be a notification or txt when something happens Reviewed on: 13th April 2021
Tomos's avatar
Tomos

Market-leading mobile banking

5
The Monzo app is second to none. Customer service is excellent. Good offers on Monzo Plus and Premium. Reviewed on: 13th April 2021
JonnyHellman's avatar
JonnyHellman

Flexible modern bank

5
Brilliant, highly recommended, they provide some of the best tools to assist you managing your finances Reviewed on: 13th April 2021
Lukman Bmb's avatar
Lukman Bmb

The best bank out there

5
Monzo is the best bank out there, they changed the game and as you can see, the old style banks are now copying their formula. Reviewed on: 13th April 2021
Mike's avatar
Mike

The bank for the 21st century

5
I was disappointed with my old bank, too many times needing to access a website not meant for mobile and information was not up to date. Monzo changed all that and added money management on top due to pots and tagging. I wouldn’t be able to go back now. Reviewed on: 13th April 2021
Michalisb's avatar
Michalisb

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