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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Modern banking

So easy to use, payments and transfers so quick. All decisions made really quickly again. Pay for premium for really good insurance benefits. The best. Reviewed on: 13th April 2021

Everything you need from a bank

Clear, efficient and easy to bank with Reviewed on: 13th April 2021

Great customer service and easy to use

Early subscriber to Monzo. Have always offered excellent customer engagement, and supportive Apps. Customer service is excellent. Reviewed on: 13th April 2021

Complete control over finances

Love using Monzo. It gives you access to everything that you need within the app. You can check instant charges to your account, see why a payment has been declined & the budgeting tools are really great, no more spreadsheets! Reviewed on: 13th April 2021

Best bank I've used so far

I love Monzo so much! I love how everything is organised within one app, and that you can make separate saving pots rather than having to open a second savings account. I recommend this bank to everyone! Reviewed on: 13th April 2021

Best bank ever

I signed up to monzo as a secondary bank but within a few months I changed it to my main bank and shut down all other accounts I've got 6 people onto monzo since I joined it is by far the best bank ever Reviewed on: 13th April 2021

Easy to use, good user interface

Easy to split bills, categorise payments, and round up bills to add to a savings pot Reviewed on: 13th April 2021

A bank that does it right

A bank that supports its customers correctly. Solves any problems. Offers a lot but doesn’t hard sell. Reviewed on: 13th April 2021

Great bank!

Great bank, easy to use, great features! Reviewed on: 13th April 2021

Game Changer

Brilliant disruptor that many others are following now. They have changed the face of banking and made it must more engaging and even enjoyable. Reviewed on: 13th April 2021

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