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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19252 reviews)

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4.93

Based on 19,252 reviews, last reviewed 11th Apr 2026

98900% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best card ever Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19252)

Empowers you to be in control of your money

I absolutely love monzo. I am in control of my savings and very aware of my monthly spending. Easy to transfer between friends, and have a shared tab with my partner. Would recommend to anyone! Reviewed on: 13th April 2021

Outstanding service, great features, easy to use app

I have been with Monzo for a couple of years now and have recommended it to my child too. It is so easy to use and has great ways to manage your money effectively. Love it. Reviewed on: 13th April 2021

Fantastic, Flexible Banking

Fantastic bank, love using Monzo - customer service has always been very responsive considering theyre online.. very easy to move money around and pay friends and famile etc... ease of using abroad was always a huge benefit (when we were allowed to!) Reviewed on: 13th April 2021

The best bank since sliced bread

I've used ALL the major high street banks over the years and NONE have given me the quality of customer service, the fantastic app, and the overall usability of a current account like Monzo have! Simple! Reviewed on: 13th April 2021

Great Bank. The Future

Great Customer Service, easiest banking app I've ever used! Monzo are the future Reviewed on: 13th April 2021

Amazing Bank

Just the best bank. So helpful and easy to use app Reviewed on: 13th April 2021

Great online bank

Always simple and easy to use online portal always had great Cs experience Reviewed on: 13th April 2021

Best bank ever

I’ve been with monzo since they were a travel exchange card and I’ve yet to have a complaint. Enquiries are dealt with so so fast and the agents are incredibly friendly and knowledgeable. The app is easy to use, looks good and rarely fails at all. I love the ability to create pots. I can tuck spare change away and forget about it. Reviewed on: 13th April 2021

Banking of the future.

I joined Monzo a long time ago when it was a beta and haven’t looked back… Reviewed on: 13th April 2021

By far the best bank

Ive had Barclays and HSBC accounts but Monzo is by far the best. The fact that I have a full bank account through just an app is incredible. Reviewed on: 13th April 2021

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