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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo

5
Always there and always helping, personal accounts and Business Banking Reviewed on: 13th April 2021

More than zero hassle

5
Monzo doesn’t just make it easier to manage my money removing the hassle that can come with much of the high street banks, I get so much more back. Speedy customer service, advanced features, access to my salary early, the list goes on. Monzo listens to their customers and provides a huge benefit through their service and high quality app. I don’t know why more don’t make the switch. Reviewed on: 13th April 2021

Best bank ever

5
Really smooth and straightforward Reviewed on: 13th April 2021

Excellent Services

5
The most efficient bank which provides excellent services to their clients Reviewed on: 13th April 2021

Monzo I'll Big Up..

5
Absolutely a life saver, as I hadn't not contacless cards, Monzo helped.. I dont like carrying.cash around. And easier to travel, There totally.understanding. Reviewed on: 13th April 2021

Bank of the future

5
As good as it gets for personal banking. Words cannot describe how awful the high street banks are. Reviewed on: 13th April 2021

Absolutely Stunning!

5
Monzo is not only a bank. It’s My financial world. Everything in the monzo app is set out perfectly compared to other banks and has great features that really help me. Ever since I signed up for this Bank I never turned back. A million stars out of 5. Reviewed on: 13th April 2021

Simple, trusted, fast, lovely

5
I’ve used Monzo for many years as my main account, and never had any issues or complaints. I love the simplicity, budgeting works perfectly, as well as savings and joint accounts. I know exactly where my finances are at, at a glance. Love, love, love Monzo. Reviewed on: 13th April 2021

How a bank should be!

5
Monzo is the bank of the future, period! Reviewed on: 13th April 2021

Easy to use and save your money

5
Easy bank to use I like to save money and it shows where i am with my saving Reviewed on: 13th April 2021

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