Paid advertisement
Smart Money People Logo
Newsletter

Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19431)

the best bank iv even been with

5
this is honestly the best bank iv been with out does high Street banks very helpful Reviewed on: 13th April 2021

Overall Great

4
Great app and customer service however it could now do with a few extra services to really take it to the 'big' banks. Reviewed on: 13th April 2021

The bank for a better and fairer future

5
110% devoted to customers satisfaction Reviewed on: 13th April 2021

Graat everything easy paying in paying friends all very simple

5
Just loved Monzo simple great service not crazy charges online app is 5 star .... Reviewed on: 13th April 2021

Best bank

4
What can I say one of the best banks Reviewed on: 13th April 2021

Very easy to save with monzo

5
Monzo has made my money management a breeze and I am looking forward to more brilliant stuff from them. Well done Monzo Reviewed on: 13th April 2021

Easy, convenient and well designed.

5
I’ve been with Monzo for years now. I love it, it’s so convenient, well organised, and more importantly well designed. I love how easy it is to do everything, sort out my savings and move my money into different pots. Reviewed on: 13th April 2021

My go-to bank

5
I use monzo for everything, for budgeting, saving up money and even get paid in my monzo account. Absolutely love it. Reviewed on: 13th April 2021

Amazing user experience

5
Designed around modern day people and has been done perfectly Reviewed on: 13th April 2021

Quick, efficient service

5
I have used Monzo for a number of years and have found them to be more reliable than main high street banks. I always recommend them. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo
  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo
  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products