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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19253 reviews)

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4.93

Based on 19,253 reviews, last reviewed 11th Apr 2026

98950% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best customer focused bank. Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19253)

Helped me way more than other branches

By far the easiest bank to use when it comes to saving, splitting, keeping track of money Reviewed on: 13th April 2021

Better understanding of my finances!

Monzo has been great at giving me an overview of my money. The app is really easy to use and the live updates make me feel much more secure. Reviewed on: 13th April 2021

So easy to use, great UX

Love the way you can split money into pots, easily send money to other Monzo accounts... I don't love the monthly breakdown of spending... But it is useful. If I was more careful with my money I'd probably love this function. Reviewed on: 13th April 2021

Great service

The app is easy to use and encourages the use of multiple accounts, pots and open banking integrations in one place. Customer service clears up issues rapidly when they occur. Best bank I've ever been with. Reviewed on: 13th April 2021

Great Bank

I have never had a single issue with Monzo, they have thought of everything! All you could possibly need. Reviewed on: 13th April 2021

Reliable, easy to use, A*

I have been using monzo for years. It has helped so much by allowing to see where your money goes and to save with ease. Customer service is good aswell, contact almost instant. Lose a card or have any issues with fraud etc, they instantly sort it for you. Reviewed on: 13th April 2021

Monzo makes viewing and managing my finances easy

Being able to see your money in one place, being able to predict when things will come out helps me get control of my finances. Changed my life! Reviewed on: 13th April 2021

Monzo is my perfect companion

Monzo changed the way I bank - goodbye long phone calls & high street branches. Everything is so easy to use, with zero effort and 100% customer satisfaction. Thanks for being there for us, Monzo! Reviewed on: 13th April 2021

Super simple, super transparent, super honest

I love Monzo. I never had any enthusiasm for banking until I went to Monzo. They make money management so simple. Their charges are clearly explained. Their support for very convenient and friendly. I am proud to be a Monzo customer. First time I could ever say that about a bank before! Reviewed on: 13th April 2021

Monzo

Great user interface, just makes everything easy Reviewed on: 13th April 2021

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