Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

View other Monzo products

4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

What traditional banks should have looked like by now!

I could never go back to holding savings anywhere else - the app offers many great features but for me the ease and usefulness of the Pots surpasses everything. Reviewed on: 13th April 2021

Best one

I’ve got 3 bank accounts.. Monzo is the easiest and quickest one of all. You know exactly where and when your money leaves the bank straight away. And if there’s any issues, you can contact them anytime. They’ve got the best customer service Reviewed on: 13th April 2021

Best Bank

This is the new era for banking. Smart banking, no surprises. Early payments are great...and also prior notice of what’s coming back Reviewed on: 13th April 2021

Game-changer

Monzo’s functionalities have revolutionised the way I bank and use my money. At first I thought there would be a novelty factor to some of the features but most of them have become core to how I manage my money now. I have much greater control over my budgets, spending and saving than I did with my previous bank. Reviewed on: 13th April 2021

Simplistic and current; revolutionised banking

Monzo has supported me to keep the pennies safe which have kept the pounds strong. Thanks to Monzo I have been able to save for my first house within the last 12 months. I have been able to watch and manage my finances, round my money up x2 and now have higher perks with monzo premium. I love being a monzo customer. Reviewed on: 13th April 2021

Great

Great loving bank that i would recommend to anyone Reviewed on: 13th April 2021

Easy and Comprehensive

Easy to use and simple layout, but also has all the features I need. Reviewed on: 13th April 2021

Great and convenient bank.

Great bank and very useful. So glad I have managed to open an account with Monzo. Reviewed on: 13th April 2021

Best bank ever cannot go wrong with it

Best bank to get saving and have payments from work and direct debits as a high street bank. Fully switched over. Reviewed on: 13th April 2021

Smart

Just genius had monzo since 2017, user friendly convenient and excellent customer service. Stress free banking Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Nationwide 5.00 from 6 reviews
Current Account
from Algbra 3.50 from 2 reviews
Under 16s account
from Monzo 4.97 from 933 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 933 reviews
Flex Purchase credit card
from Monzo 4.97 from 3126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub