Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19431)

Great customer service by people who care

5
Easy to set up, great tech and everything is thought of Reviewed on: 13th April 2021
Ali Korsan's avatar
Ali Korsan

Flawless

5
Been the perfect bank over the last few years. Reviewed on: 13th April 2021
James's avatar
James

Best bank ever!

5
I’ve been with three British banks and Monzo tops them all a thousands times over! Reviewed on: 13th April 2021
Leah Coathup's avatar
Leah Coathup

the dream bank

5
I couldn't rave about monzo more, they are SO helpful - their live chats are so fast and they always resolve issues quickly. The app is so easy to use, I have full confidence in my account as the updates are live, so I feel more in control of my cash flow, the savings pots too are better than any other banks offers! i can freeze my account if i lose my card (great for relieving any anxiety after a night out) and it's great for no fuss spending when you are abroad. they tick ALL the boxes. Monzo is definitely the best british bank! Reviewed on: 13th April 2021
Jessica J's avatar
Jessica J

Service

5
Amazing very easy to do transactions get pay always secure when I make payments just Great!!! Reviewed on: 13th April 2021
Luis Caicedo's avatar
Luis Caicedo

Best bank ever

5
Simple and transparent. Bedt experience with a bank in years. Reviewed on: 13th April 2021
David's avatar
David

I really like, fast service

5
Fast transactions, good service, and great security, easy to work Reviewed on: 13th April 2021
Andris's avatar
Andris

Great banking experience!

4
Great bank, easy and modern mobile app, friendly and efficient customer service especially through chat! My Monzo card is the only card I use abroad because of the great legitimate exchange rates they use! Great job Monzo! Reviewed on: 13th April 2021
Theodoros Stelianos's avatar
Theodoros Stelianos

Best in the Business

5
Easy to deal with. Simple to use. High street banks can't get near to their customer service. Reviewed on: 13th April 2021
Aidan O'Caoilte's avatar
Aidan O'Caoilte

Best online bank

5
Monzo is extremely easy to use, I've recommended it to so many of my friends Reviewed on: 13th April 2021
Luver_9@hotmail.com 's avatar
[email protected]

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3189 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 946 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1152 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill