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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy, modern, now hassle banking

5
Monzo have been fantastic compared to high street branches. Their app is significantly modern and appears very secure. I can query payments and speak to an advisor online and I am not left in the dark or having to bypass the outdated call waiting system. It feels a more trustworthy and honest bank because they reduce their costs. They saved me at a time I could not access my high street account as their systems broke, thank you Monzo Reviewed on: 13th April 2021
Deco's avatar
Deco

Unreal

5
Quick, efficient and totally user friendly - I can’t recommend Monzo enough for business and personal accounts! Reviewed on: 13th April 2021
Nickie's avatar
Nickie

Best bank

5
10/10 would recommend - breath of fresh air compared to traditional banks Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Monzo beats any bank account I've had

5
I can't wait to use it more once I can finally travel and go out for meals Reviewed on: 13th April 2021
Elena's avatar
Elena

Great

5
Love Monzo, it’s so easy to use, the app is great to navigate Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Banking made so much easier no nonsense

5
So much easier and I've not had a single bank charge since I've been with them. This is the best banking decision I've ever made. Reviewed on: 13th April 2021
Thandi 's avatar
Thandi

Just good

5
Makes budgeting easy, pots feature is fantastic Reviewed on: 13th April 2021
Andrew Waters's avatar
Andrew Waters

Nice to be away from old banks

5
Great to be away from old banks love you the way the new banks are not just shafting you for bank charges and give you plenty of pre warning as to make sure there's enough credit for when bills come out to be honest I love monzo but I love starling too much hard to split between these 2 Reviewed on: 13th April 2021
John Okeefe's avatar
John Okeefe

Helpful and understanding

5
I have always had problems with tesco payments and they fix them all the time for me Reviewed on: 13th April 2021
James 's avatar
James

Best bank!!!

5
Monzo always go above and beyond to help people! I’ve had some issues with people using my account and the money is always refunded back to me instantly! I get paid a day early every month also which is always a massive help!!! Reviewed on: 13th April 2021
Phoebe Watson's avatar
Phoebe Watson

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