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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Easy-to-use and great customer service

Switched over to Monzo as my current account about a year-and-a-half ago and haven't looked back. The app is really easy to use and blows any of the big banks out of the water. Instant notifications on spending as well as "you have spent X today" notifications help me with budgeting as well knowing if my card has been stolen/lost and being actively used. Had an issue with some payments at one point from a third-party and the customer service was fantastic. Reviewed on: 13th April 2021

The best bank I have ever used.

Monzo is the easiest bank to get on with and there customer service is second to none. Reviewed on: 13th April 2021

The greatest

Customers service is great, easily accessible. Reviewed on: 13th April 2021

Great service, easy to use and so convenient

Exceptional customer service and has easy to use app. Reviewed on: 13th April 2021

Everything a current account should be

Having been an early user of Monzo, it really is a bank that feels like it's been designed recently. It understands user experience, how I want to track and predict my money, use pots and make transfers. The shared tab alone is worth it! Reviewed on: 13th April 2021

Excellent Bank!

A bank that really seems to care about its customers. The app has a really good user experience and is so convenient! Reviewed on: 13th April 2021

Great

Absolutely love Monzo and the facilities it offers, very modern and perfect for next generation lifestyle Reviewed on: 13th April 2021

amazing Monzo Bank!

I have an amazing experience with Monzo Bank! Reviewed on: 13th April 2021

Always great experience

It made my life easier with split payments Reviewed on: 13th April 2021

Quick and easy!

So simples to use. I’m not a saver, but it’s aided in helping me build up a little extra money each time I spend. I honestly wouldn’t bank anywhere else! Reviewed on: 13th April 2021

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