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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Very user friendly bank

5
Can recommend to all my friends and family Reviewed on: 13th April 2021
Morvin barreto's avatar
Morvin barreto

Slick, intuitive app

5
The app is miles ahead of the old-school banks. It has the right options and it’s easy to use. Transfers are quick and I can easily track spending. Keep up the good work Reviewed on: 13th April 2021
Th's avatar
Th

The award goes to Monzo

5
One thing I like most about this bank is, every time I use my debit card for online purchase I get a notification immediately to authorize the transaction to avoid fraudulent activity which is quite awesome. Other banks are lacking this incredible feature. Also, every time if there's a deposit or deduction I get an immediate notification which is brilliant. Reviewed on: 13th April 2021
Abu Razeen's avatar
Abu Razeen

Excellent Bank

5
Everything is clear, easy to access and understand and whenever I have a question or need any help the service is instant and exactly what I need to know. They’ve really helped me manage my money better, I wouldn’t bank with anyone else now. Reviewed on: 13th April 2021
Hannah Davies's avatar
Hannah Davies

Marvelous Monzo

5
I've been with Monzo for over two years and "full Monzo" for a year. I had no issues at all, in fact, only last week I got a notification to approve and online payment that I hadn't made and was able to stop fraudulent activity immediately! Thank you Monzo! Reviewed on: 13th April 2021
James's avatar
James

Best in the business at the moment

5
To be honest monzo banking is in another level compare to other online banks respectively.. Reviewed on: 13th April 2021
Nipun alessio 's avatar
Nipun alessio

The most convenient bank ever!

5
Monzo are absolutely fantastic, great service, brilliant deals, useful features. Reviewed on: 13th April 2021
GinaLumos's avatar
GinaLumos

easy to open account

5
Very easy to open account, and their service are quick Reviewed on: 13th April 2021
Sharankan Suntharam's avatar
Sharankan Suntharam

Great bank

5
This is by far the best, quickest, easiest nd mot reassuring bank I've ever used Reviewed on: 13th April 2021
Chaz Lindsay's avatar
Chaz Lindsay

Convenient Banking

5
Great UX, transparent, and ahead of the game. Reviewed on: 13th April 2021
Marcus Dean's avatar
Marcus Dean

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