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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, good management

5
Not to say much but my experience with MONZO has been smooth and spectacular. Reviewed on: 13th April 2021

Easy to use, flexible online bank, what not to like!

5
I have been using Monzo for few years and I find it easy to use, the pots make it a breeze to manage budgets and organize the finances. This is the future of banking! Reviewed on: 13th April 2021

Happy to be a part of Monzo

5
Good and happy with Monzo awesome customer service Reviewed on: 13th April 2021

Top bank

5
Everyone I know now banks with Monzo, it’s so much better than the old brand of high street banks Reviewed on: 13th April 2021

A refreshing approach to banking

5
Modern, easy to use and not clunky like the other banks. The bank of the future Reviewed on: 13th April 2021

Love Monzo!

5
So easy to use and great for the modern day banker Reviewed on: 13th April 2021

THE branchless bank of the future

5
Easy to use, excellent UI, delineates all my expenditure. Great features I.e. joint account. Top draw. Reviewed on: 13th April 2021

Simplicity is often the most effective

5
Monzo had been a game changer for me in terms of transparency and easiness of use. Monzo pots is a simple idea but has transformed my finance and bettered my savings, would highly recommend to anyone! Reviewed on: 13th April 2021

Coral is King!!

5
Monzo is by far the best bank by far. Great customer service and the app has so many features it makes managing finances easy. Reviewed on: 13th April 2021

Excellent bank and services

5
Really good banking ethics, very transparent and honest. The app is really easy to use and track my spending. Reviewed on: 13th April 2021

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