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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Sorted

5
I know what I’ve got and what I haven’t Reviewed on: 13th April 2021
Gg's avatar
Gg

Excellent experience

5
Easy to install. Easy app interface. Easy to use. Defo recommend Reviewed on: 13th April 2021
A8851E's avatar
A8851E

Best online bank!!

5
I have been with Monzo coming up to 3 years now and I have had no problems! So easy to use and the customer service is great. Reviewed on: 13th April 2021
Lisa's avatar
Lisa

Fantastic Bank

4
So easy to use, amazing process to set up an account. I absolutely love the bank, it gives you amazing insights when you're travelling abroad, the app is very easy to use and the customer service is very quick and easy to use. It's Genius. Reviewed on: 13th April 2021
Kieran K's avatar
Kieran K

Best bank

5
Had no issues since joining, easy to use app Reviewed on: 13th April 2021
Dylan's avatar
Dylan

Easy peasy

5
Easy to set up, to use, to contact customer service, etc. great bank! Reviewed on: 13th April 2021
Teodora Monica's avatar
Teodora Monica

A brilliant bank for the smart age.

5
Traditional high street banks have been left scrambling to keep up with Monzo's innovation and forward-thinking. Monzo is easy to use and doesn't make things over-complicated. Banking can be daunting for many people but I've always felt that Monzo is friendly and helpful in times of difficulty. Reviewed on: 13th April 2021
David Polalski's avatar
David Polalski

Money made easy

5
I've not always been that switched on when it comes to managing money. Bringing my bank to the device in my hand, one that I can navigate like a pro, has bought line of sight and clarity to my banking. Reviewed on: 13th April 2021
Dan Dowman's avatar
Dan Dowman

Made budgeting and saving 10 times easier

5
Both my partner and I use Monzo as our main bank account and we have a joint account with them. The app is a joy to use and having pots has made it so much easier to budget and save. The only thing missing is a credit card! Reviewed on: 13th April 2021
Alice-claire Earle's avatar
Alice-claire Earle

Easy to use

5
Changed my life in relation to using money Reviewed on: 13th April 2021
Conna Scrase's avatar
Conna Scrase

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