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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Really the best.

I have been using this bank since 2020, from the time i came to UK and it has never disappointed me. Reviewed on: 13th April 2021

Dream Bank

Monzo is my dream bank. Everythings are under my control and I am very happy with my services. Only thing is need to improve is the deposit limit. Reviewed on: 13th April 2021

Efficient and innovative

Have been with Monzo for a number of years now and will never leave. Their App is so easy to use and innovative. Their Customer Service Team are efficient and friendly. Excellent bank all round. Reviewed on: 13th April 2021

Great app

Great app and feature set, love the transactions list Reviewed on: 13th April 2021

Love it!

Great bank, easy to use, simplified friendly transactions enormously. Reviewed on: 13th April 2021

Best bank ever!

Such a fantastic bank. Love the savings pots. You can review your spending and see where you might be overdoing...like coffees! Would recommend to anyone! Reviewed on: 13th April 2021

It's great

Never had any issues, use it for my main account all the time. Love the notifications of payments. Reviewed on: 13th April 2021

Hands down the easiest, most convenient bank account you could possibly have.

Compared to high street banks, it's just a breeze to do anything with Monzo. Have recommended it to friends and family, and will continue to do so! Reviewed on: 13th April 2021

Incredibly easy and convenient for day-to-day activities!

Monzo is Incredibly easy and convenient for day-to-day activities! Set up is fantastic, the stats in the app are very useful, and the cards look cool. I love the simplicity of transferring money between friends and the joint account is great. Reviewed on: 13th April 2021

Excellent bank with great features

The best bank experience I've had for many years. Easy to use with great functions Reviewed on: 13th April 2021

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