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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Futuristic features which helped me buy a house.

Budgeting, security, control. Monzo helped me transform my way of life and progress it in ways far beyond what I had expected. They were also there helping when Argos charged me 10 times and refused to help during COVID. Reviewed on: 13th April 2021

Life changing!

Monzo has helped me organise my finances so much more clearly and this year I even went through the whole process of applying for a mortgage and buying my first home, with Monzo as my sole bank account. Could not have been happier! Reviewed on: 13th April 2021

An ok bank. Could do better in other ways

Had a few issues with them over time. But always been sorted. They could do work better in other areas. But as time go on I’m sure they will get better Reviewed on: 13th April 2021

Better than my old high Street bank

Friendly help from the app on my phone speak to a real person who listens to your problem and helps fix it Reviewed on: 13th April 2021

Best online banking

Easy to use, everything you need in the app. Reviewed on: 13th April 2021

So very easy

Really easy to use. Much better visibility of my accounts and spending than with my old bank. Customer service has always been spot on and it really does do what it says on the tin. Reviewed on: 13th April 2021

easy, helpful, in control

Love monzo. so easy to use and the staff are helpful whenver you have an issue. the app helps you keep in control of your money Reviewed on: 13th April 2021

The best bank I currently use

The app is handy, all the little functions are so helpful Reviewed on: 13th April 2021

10/10 Everytime

I've been a Monzo customer for a few years now and can't recommend them highly enough, the way I manage my money is so much better thanks to them. They really are the future of banking! Reviewed on: 13th April 2021

Amazing

Best bank ever, most certainly. Reviewed on: 13th April 2021

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