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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Very Good

5
Just better than normal banking Reviewed on: 13th April 2021
Josh Bowles's avatar
Josh Bowles

Exactly what banking should be in 2021

5
They take all the hassle and stress away from banking and focus on what matters. Their customer service is second to none and when you think that it's all done via the app and live chat it makes it so much more impressive. Highly recommended and I have already had a few of my friends swap over! Reviewed on: 13th April 2021
David Handling's avatar
David Handling

The best!

5
Monzo is the newest and best bank in the UK. Over the years I’ve tried different banks but never expected I’d find everything I wanted in an online bank. I recommend them to everyone and I’ve moved all my accounts (current, savings, and business) over to them! Reviewed on: 13th April 2021
Oliver Markusson's avatar
Oliver Markusson

The perfect bank

5
At first I was hesitant about an entirely online bank. My worries were quickly gone. I've been with Monzo for some time now and find every aspect easier and more user friendly than any other bank I've been with. From instant transaction notifications, to categories for grouping my spend, to pots for saving and putting money aside. I recommend Monzo to all my friends and family. We recently opened a joint account with them and bring on the day when they offer credit cards and other financial products. No issues recommending them as the best UK bank. Reviewed on: 13th April 2021
Greg Du Bois's avatar
Greg Du Bois

How banking should be in 2021

5
Monzo is a rethink of banking for the smartphone era. Other banks treat apps as an add-on, but Monzo makes everything effortless to do from your phone. It would be hard to go back to the clunky apps of the high-street banks, that seem intent on putting an obstacle course between you and managing your money. Reviewed on: 13th April 2021
Rich's avatar
Rich

No complaints with Monzo!

5
Been using Monzo for a couple of years, no reason to go to another bank as my main bank. Would recommend! Great app. Reviewed on: 13th April 2021
oli356's avatar
oli356

Makes it easy to see my money

5
Makes it really easy to see where my money is, notifications when money is spent which makes me feel safer about fraud, when recurring payments are expected to be paid, and budgeting into different categories. Makes it really easy to share money with other people on Monzo, like split bill, and request money from others too. I was sceptical because they didn't have a high street presence, but I needn't have been. Reviewed on: 13th April 2021
art1990's avatar
art1990

Really good app

4
Monzo app is better then other apps, more notifications then ever, can totally be ontop of ur ins and outs of money Reviewed on: 13th April 2021
K's avatar
K

the best

5
easy to use and very convenient. Reviewed on: 13th April 2021
Murat's avatar
Murat

Super

3
E super buna aceasta banca si o recomand cu incredere Reviewed on: 13th April 2021
Ionela's avatar
Ionela

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