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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

They are the best

5
Great bank great support. The app is brilliant. Managing your money couldn’t be simpler Reviewed on: 13th April 2021
Marcus's avatar
Marcus

What banking should be

5
Since joining Monzo, I've had nothing but good things to say about them. I've only had one thing I needed to speak to customer services about, and it was dealt with and solved within the hour. The fact that everything can de done via the app is amazing, and their budgeting tools and salary sorter has helped me save a lot of money. Other features such as being able to freeze my card if lost, and using virtual cards for subscriptions/sites I don't trust 100% is just a must for any bank really. I can see myself staying with them for a long time, other banks just aren't on the same level for me. Reviewed on: 13th April 2021
MrDKOz's avatar
MrDKOz

Awesome bank for young people

4
The flexibility of Monzo makes it great for a young person like me who needs to worry about budgeting. Monzo does a great job of having features to help out with all of that and more that not many other banks have. They also have excellent customer support and it’s so much easier doing a live chat rather than waiting in a phone queue. Reviewed on: 13th April 2021
Jake Walker's avatar
Jake Walker

Easy to use, frankly just makes life easy!

5
Easy to use, frankly just makes life easy! Reviewed on: 13th April 2021
Marc Alex's avatar
Marc Alex

Has honestly helped with my finances

5
Monzo has genuinely helped me manage my money in a very seamless way. Wish I'd had it years ago. Reviewed on: 13th April 2021
Matt's avatar
Matt

A modern bank

5
They give you what the establishment banks should have been offering for a long time, but they couldn't be bothered to innovate. Reviewed on: 13th April 2021
Graham Terrid's avatar
Graham Terrid

Just does banking differently

5
Innovative features, easy to use, everything I need in a current account and more. Reviewed on: 13th April 2021
Charles's avatar
Charles

Game changer

5
Monzo changed the game years ago with a fully digital bank account, pots, gambling block etc, and Monzo still leads the way today. Reviewed on: 13th April 2021
Dan Beddows's avatar
Dan Beddows

Great service

5
Always been happy with Monzo. Transfers are quick and usually instant and customer service has always been very easy to work with and always helpful. Reviewed on: 13th April 2021
Iulian Tudose's avatar
Iulian Tudose

Monzo is great!

5
They are an amazing bank that is very easy to use. They are always on hand and I've never had any problems speaking with a member of the team when I have needed them. Reviewed on: 13th April 2021
Grace Birch's avatar
Grace Birch

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