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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19254 reviews)

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4.93

Based on 19,254 reviews, last reviewed 11th Apr 2026

99000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Whole banking process is easy snd smooth Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19254)

Ultimate utility, great features

This account has helped me save incredible sums, make my financial life more visible and made me feel more free. Not to mention their excellent loans system. Reviewed on: 13th April 2021

The best bank in the world

Monzo makes everything so easy, when I came to the UK this was the first bank account I opened and has been using ever since. I don't think I will ever stop using. Monzo is truly the best Reviewed on: 13th April 2021

Personal finance for the 21st century

Completely changed how I manage my money. Would recommend Reviewed on: 13th April 2021

Monzo vote

Great like how you can freeze card Reviewed on: 13th April 2021

My monzo review

Monzo is amazing! It’s the future, so easy to withdraw cash abroad, talk to customer services and send money. Leaps and bounds above the others. Reviewed on: 13th April 2021

Amazing

Amazing bank with fantastic product features and support Reviewed on: 13th April 2021

Perfect!

Simple to use, no need to queue to get into the bank. Instant transfers to other accounts and finance tracking is excellent! Reviewed on: 13th April 2021

Great bank

I love Monzo, it’s easy to use and I love the “get paid early” feature. But the one thing that could be improved is the customer service. It’s not fantastic, and because there are no physical branches, it makes it even harder if you have to wait a long time for a response. However, I’ve rarely had to use the customer service aspect so overall, I’ve had a fantastic experience and I would definitely recommend Monzo to a friend. Reviewed on: 13th April 2021

Modern, Future Proof

Great bank, with all the hallmarks of a bank for the future... Reviewed on: 13th April 2021

Best bank ever!

Best, user-friendly, bank. Supportive and efficient. Never change! Reviewed on: 13th April 2021

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