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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 30th Sep 2026
96% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

Love Monzo, but the Max phone insurance is a let down I’ve used Monzo as my main bank for pretty much the entire time I’ve lived in the UK and have always had a really positive experience with them. I lik... Read more Reviewed on: 30th September 2026
Sebastian Orbe's avatar
Sebastian Orbe
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

The future of banking

5
Monzo has genuinely changed my life and finances. It’s streets ahead of the old fashioned high street banks! Reviewed on: 13th April 2021
Ruth's avatar
Ruth

The best online bank ever

5
I've been with Monzo couple of years now and at the moment I wouldn't change to any other bank, there is so many great features compare to normal high Street banks that are very useful and simple to use, clarity in everyday use, the app is simple to navigate through and as a premium customer you get so much more however I'd love to see more extra discounts or privileges for premium customers as this is the feature you pay for. Overall really happy with the bank and I always recommend it to my friends and family. Reviewed on: 13th April 2021
Pawel's avatar
Pawel

like monzo

5
Excellent service, amazing bank. I love Monzo. Reviewed on: 13th April 2021
sopio's avatar
sopio

Perfect bank account

5
No issues with account . Kept up to date with everything Reviewed on: 13th April 2021
Kim3012's avatar
Kim3012

Best bank know

5
I've never had any problems with monzo and customer service is amazing Reviewed on: 13th April 2021
David John Harding's avatar
David John Harding

Brilliant app, brilliant bank

5
Can’t fault them. Love the cutting edge features (IFTTT, Pots) and the ability to be paid a day early. Wouldn’t be with anyone else! Reviewed on: 13th April 2021
Robert Dyson's avatar
Robert Dyson

A bank that I never have to think about

5
Often banks cause fear and dread whenever I have had to interact with them. While with Monzo I trust them to create a process that isn't exhausting. Monzo is the first and only bank I recommend to people cause it feels like it's actually been designed by humans. Reviewed on: 13th April 2021
R Hargrave's avatar
R Hargrave

so simple and easy to use

5
Love the app and being able to have a virtual card that I can use online. If this gets comprised i can quickly geneeate a new one. Also love being able to access my salary at 4pm the day before. Reviewed on: 13th April 2021
Emily Kingston's avatar
Emily Kingston

Easy to use, great app and the extras are really helpful

5
I moved over from Barclays and Lloyds for both my personal and business accounts and will never look back. For ease of use, cost, and available bolt-ons it is without a doubt the best bank out there right now. Reviewed on: 13th April 2021
Jamie Cordingley's avatar
Jamie Cordingley

Excellent bank

5
Monzo is an excellent bank in all areas. Reviewed on: 13th April 2021
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